What are the best free checking accounts with no minimum deposit?
The best free checking accounts with no deposit allow you to easily organize your money wherever you are.
This guide takes a look at the various services and features you can expect when opening an account with one of the leading banks and credit unions so that you can choose the right one for your needs.
Most of these financial institutions will require a good credit score, so make sure you’re aware of this before submitting your account application.
The Best Free Checking Accounts With No Minimum Deposit
We’ve explored the features, hidden costs, and interest rates of the leading banks in the U.S. to compile this overview of the best accounts available.
Here’s our list of the 10 best free checking accounts with no minimum deposit:
Best For Organizing Expenses
One is an easy-to-use account to help you organize your money, check your savings and carry out online banking through their mobile app.
You can use the platform to quickly arrange your expenses into categories known as Pockets and access your cash without any fees from 55,000 ATMs in their Allpoint network.
Interest rates through their Save Pocket feature are just 1% APY on up to $5,000 without a qualifying direct deposit, with a limit of $25,000 on a qualifying direct deposit.
One offers its members a range of customer service options, with phone lines and online chat calls open during regular office hours, email requests for assistance, and the opportunity to submit a request for assistance directly through their website.
They also include a decent selection of additional features, including an app that integrates checking accounts as well as your savings and credit line, linked to an unlimited number of free Save Pockets.
It’s also compatible with Cash App, and while integration with Zelle isn’t allowed, the Zelle app isn’t blocked.
You can pick up a 12% APR credit line along with overdraft protection, although these options are subject to approval.
Overall, One finance offers a solid range of account features to help you save money and perform digital banking duties, whether you’re saving for a pair of the most expensive sneakers or setting up a nest egg for retirement.
Best For Cash-back Credit Cards
Alliant offers its members a high-interest no-fee account with no minimum deposit to open an account, as well as no monthly fees for your online banking.
You can access your money through one of 80,000 free Alliance network ATMs, with an ATM fee reimbursement of up to $20 per month.
There’s a $25 overdraft fee, and when you sign up, you’ll have to opt into their paperless statements and have a recurring monthly electronic deposit to earn APY.
Alliant also features one of the highest monthly reimbursements available through an account, with potential annual savings from ATM fees of up to $240, with no requirements to benefit from this feature.
While Alliant is first and foremost an online bank, it also offers a cash-back credit card that features a 2.5% cash-back on all purchases, with up to $250 in rewards per billing cycle.
Since Alliant is a credit union, if you want to open an account, you’ll have to become a member, which you can do by supporting their partner charity, Foster Care to Success.
They also offer mobile direct deposits, contactless Visa debit card transactions, and $0 liability on fraudulent charges, as well as no overdraft fees.
Best For Payment App Compatibility
Varo is an online bank that offers an excellent selection of perks for those who set up a direct deposit, helping them budget their money, improve their credit rating and manage their finances.
You can set up an account without the need for a credit check, and there are no fees and no balance requirements to worry about.
Additionally, Varo comes with no overdraft fees, and you can withdraw your cash from one of 55,000 fee-free ATMs, including from Safeway, Target, and CVS (although a $2.50 fee does apply for out-of-network ATM withdrawals).
Varo also allows you to round transactions up to the nearest dollar, helping you build your savings, with automated transfers to your savings account also being available.
You can use the Varo mobile app to quickly transfer money, as well as make payments via PayPal, Cash App, Venmo, Apple Pay, and Google Pay.
Varo doesn’t have any brick-and-mortar banks you can visit, but if you don’t deal with cash often and want an online account that is easy to use, the lack of fees and foreign transaction fees makes it a solid choice.
It’s a versatile platform designed for everyday use and doesn’t feature restrictions on who can sign up, so you don’t need to have Kanye West’s net worth to become a member.
7. FNBO Direct
Best For ATM Access
FNBO Direct is an online account that offers free online banking with no monthly maintenance fees or hidden charges, with around-the-clock access to 2 million ATMs worldwide.
They also offer customers an online savings account, which comes with no monthly fees or monthly minimums, as well as 0.35% APY.
Opening an account requires a nominal $1 deposit to open, granting access to their standard online and mobile checking services.
Withdrawing money from any of their Allpoint ATMs is free, although there is a $1,000 limit per 24 hours, so if you plan on withdrawing large amounts, it might be the wrong account for you.
Interest on their accounts is 0.15% annual percentage yield, and you can receive account alerts as well as budgeting tools to keep on top of your finances via their app.
FNBO Direct doesn’t charge any fees for incoming wire transfers, although there is a $15 fee for outgoing domestic transfers.
Other fees you can expect to pay include a $10 next day fee for their Popmoney service and a $5 fee to check issuance.
Members receive a free Visa debit card to help with their daily purchases, which also comes with free debit card fraud monitoring for additional peace of mind, especially if you’re investing in one of the most expensive Lego sets.
Best For Range Of No Fee Services
E-Trade is another feature-rich online account that has one of the best banking applications, so you can easily manage your finances wherever you are.
An E-Trade checking account offers a range of no-fee services, including checkbook reorders, online wire transfers, and stopping payments, along with unlimited transactions.
You can make E-Trade debit card purchases anywhere you like, and there’s the option to transfer money between any of your accounts without any charges, although this can take up to three business days to complete.
There’s also the option to transfer a full account, for example, if you want to move all of your cash and securities assets from an outside financial institution across to your new E-Trade checking account.
No deposit is required to open a new checking account, and the service offers excellent access to fee-free ATMs, along with a selection of physical locations where you can deal with your finances face-to-face.
The only fee you need to consider when using E-Trade is the £25 fee for outgoing wire transfers made over the phone; otherwise, you can enjoy all their services without additional costs.
If poor financial management is one of the things holding you back from success, opening an account with E-Trade could be a great way to help you get on top of your money with minimal fuss.
5. Discover Bank
Best For Use With Zelle
Discover Bank offers customers a selection of account types to choose from, including a checking account, online savings account, and money market account, each with simple terms and various rewards.
Discover Bank’s no-fee checking account is simple to set up with basic information such as your address and social security number. You can either make a deposit during this process or come back and do this later.
It comes with an intuitive app, which allows you to access cash on the go and use their map for easy ATM access when you’re out and about.
There’s no ATM fee to worry about, and additionally, no fees on any of your accounts, as well as no requirements for a minimum balance.
Discover Bank offers customers 1% cash-back on up to $3,000 in debit card purchases for each month, and with 0.50% APY available through their online savings account, you can watch your money grow over time.
The accounts are also compatible with Zelle, making sending and receiving money through U.S.-based bank accounts even easier without being charged any additional fees.
There are several financial institutions with a reputation for unreliable online banking, but with Discover Bank, you can be confident their 24/7 customer support team will be there to help you out.
Best For Mobile Phone Use
Chime is one of the most influential free banking accounts for mobile phones, beginning life as a mobile-first platform to deliver financial services with little to no fees.
With no minimum balance, monthly maintenance fees, and no overdraft fee if you exceed your limit, Chime is a dependable service for those who want to manage their finances more effectively.
There are nearly 40,000 ATMs you can use for free, and there’s the option to receive your paycheck two days early, so if you’re running low on funds towards the end of the month, you can sort your payments with no fuss.
With the Chimes Savings Account, you can round debit card purchases up to the nearest dollar, helping to save additional money for a rainy day.
There’s an out-of-network ATM fee of $2.50, and overdrafts exceeding $100 don’t come with any overdraft protection.
As you might expect from an online checking account with an emphasis on mobile devices, Chime doesn’t offer a physical checkbook, and if you deposit cash at Green Dot locations, you might be charged a fee.
Inefficient management of your finances might be one of the harsh reasons you’re still broke, so signing up for a Chime account and taking advantage of their tools and services could help you get on the right track.
3. Capital One
Best For Account Security
Capital One is another well-established international bank with a wide selection of services available, including a free 360 checking account which you can use in conjunction with Zelle.
With no ATM fees available from 70,000 machines and no fees for out-of-network ATMs, it’s an excellent account for those who travel regularly and need access to their cash.
A paper statement fee of $5 does apply, and there’s also an overdraft fee of $35, which applies after a next-day grace period.
Outgoing domestic wire transfers come with a $30 fee, but you can receive incoming wire transfers for free and save the cash for one of the world’s most expensive motorbikes instead.
It’s also a secure account, with $0 fraud liability on debit cards, with the lock and unlock feature bringing an additional layer of security.
This is enhanced by real-time security alerts, which notify you of all your account activity, so you’ll know if someone has used your debit card without your authorization.
With no minimum balance requirements and 0.10% APY on all balances, it’s a good no-fee account for people looking to easily transfer money, avoid ATM fees, and gain peace of mind with overdraft protection.
With Capital One constantly updating its service with additional benefits, it’s an excellent way to future-proof your digital banking solutions to make the most out of its perks.
2. Axos Bank
Best For Refer A Friend Bonuses
Axos Bank has long since positioned itself as America’s most experienced digital bank, offering customers a feature-rich free checking account where you can make direct deposits and earn interest on your money.
The Axos Rewards account gives you 1.00% annual percentage yield interest, and you can save additional money using one of their 90,000 ATMs to make free withdrawals.
Since they specialize in digital banking, there are no brick and mortar banks, and a paper statement fee of $5 also applies.
Incoming wire transfers are free, but if you want to send wire transfers either domestically or internationally, there’s a fee of $35 and $45, respectively.
In addition, there are no fees, no minimum balance requirements, and no fees for overdraft or insufficient funds.
Getting an online no-fee checking account with Axos Bank does, however, expect you to have a good banking history before you’re approved.
If you want to access your funds early, you can take advantage of Axos Bank’s Direct Deposit Express, which allows you to get your money up to two days early.
There’s also a referral bonus that gives you cash when you invite friends to the platform, while integration with third-party peer-to-peer payment apps brings an extra level of versatility.
Axos Bank’s online services can help you to free up more of your day, allowing you to stay laser-focused on your goals and achieve financial success.
1. Ally Bank
Best For All Round Banking
Ally Bank has considerable pedigree when it comes to providing internet-based banking services, and their interest-bearing checking account is loaded with tools to help you manage your finances.
One of the largest financial institutions in the United States, they have a well-established reputation for excellent customer service through their minimal fee online checking account.
Setting up a new checking account has no minimum balance requirements or opening deposit, and there are no monthly fees you need to factor into your budget.
The only fees you need to know are outgoing wire transfers, which charge $20 and $7.50 for a returned deposit item.
You can also earn interest on your money, with 0.10% APY for accounts with a daily balance below $15,000, rising to 0.25% for those with a daily balance exceeding that amount.
This interest is compounded daily, and you can also take advantage of expedited paychecks, allowing you to get paid up to two days early, avoiding potential headaches when the monthly bills come around.
Other features you can take advantage of once you’ve opened an account include free checks, as well as controls on your debit card.
If you want to deposit checks from your mobile phone, you can do so through Zelle or use Ally Skill through Amazon Alexa.
If you’re looking for how to change your schedule for better productivity, creating an account could be the first step to streamlining your finances and saving valuable time and money.
Many banks offer direct deposit accounts that don’t require any funds to open, each with its advantages and disadvantages.
We’ve reviewed ten of the best, outlining what you need to open a qualifying direct deposit, the level of ATM access, and whether you can earn interest on your money.
Banks and credit unions often change their terms of service, so make sure you verify the latest information before applying for a new account.
Here’s a quick recap of the 10 best free checking accounts with no minimum deposit:
- Ally Bank
- Axos Bank
- Capital One
- Discover Bank
- FNBO Direct
Which of the best free checking accounts is your favorite? Leave a comment below.
The 10 Best Short Moral Stories With Valuable Lessons
Stories that have morals and messages behind them are always powerful. In fact, it’s crazy just how powerful a 200 word story can be.
Our last article of short stories became so popular, that we decided to create another list, in which every story has a simple moral behind it.
The 10 Best Short Moral Stories
Some of these stories are very short and basic. In fact some are so basic they’re most likely featured in children’s books somewhere. However, the strength of the message remains the same.
Here’s some more of the best short moral stories:
1. An Old Man Lived in the Village
An old man lived in the village. He was one of the most unfortunate people in the world. The whole village was tired of him; he was always gloomy, he constantly complained and was always in a bad mood.
The longer he lived, the more bile he was becoming and the more poisonous were his words. People avoided him, because his misfortune became contagious. It was even unnatural and insulting to be happy next to him.
He created the feeling of unhappiness in others.
But one day, when he turned eighty years old, an incredible thing happened. Instantly everyone started hearing the rumour:
“An Old Man is happy today, he doesn’t complain about anything, smiles, and even his face is freshened up.”
The whole village gathered together. The old man was asked:
Villager: What happened to you?
“Nothing special. Eighty years I’ve been chasing happiness, and it was useless. And then I decided to live without happiness and just enjoy life. That’s why I’m happy now.” – An Old Man
Moral of the story:
Don’t chase happiness. Enjoy your life.
2. The Wise Man
People have been coming to the wise man, complaining about the same problems every time. One day he told them a joke and everyone roared in laughter.
After a couple of minutes, he told them the same joke and only a few of them smiled.
When he told the same joke for the third time no one laughed anymore.
The wise man smiled and said:
“You can’t laugh at the same joke over and over. So why are you always crying about the same problem?”
Moral of the story:
Worrying won’t solve your problems, it’ll just waste your time and energy.
3. The Foolish Donkey
A salt seller used to carry the salt bag on his donkey to the market every day.
On the way they had to cross a stream. One day the donkey suddenly tumbled down the stream and the salt bag also fell into the water. The salt dissolved in the water and hence the bag became very light to carry. The donkey was happy.
Then the donkey started to play the same trick every day.
The salt seller came to understand the trick and decided to teach a lesson to it. The next day he loaded a cotton bag on the donkey.
Again it played the same trick hoping that the cotton bag would be still become lighter.
But the dampened cotton became very heavy to carry and the donkey suffered. It learnt a lesson. It didn’t play the trick anymore after that day, and the seller was happy.
Moral of the story:
Luck won’t favor always.
4. Having A Best Friend
A story tells that two friends were walking through the desert. During some point of the journey they had an argument, and one friend slapped the other one in the face.
The one who got slapped was hurt, but without saying anything, wrote in the sand;
“Today my best friend slapped me in the face.”
They kept on walking until they found an oasis, where they decided to take a bath. The one who had been slapped got stuck in the mire and started drowning, but the friend saved him. After he recovered from the near drowning, he wrote on a stone;
“Today my best friend saved my life.”
The friend who had slapped and saved his best friend asked him;
“After I hurt you, you wrote in the sand and now, you write on a stone, why?”
The other friend replied;
“When someone hurts us we should write it down in sand where winds of forgiveness can erase it away. But, when someone does something good for us, we must engrave it in stone where no wind can ever erase it.”
Moral of the story:
Don’t value the things you have in your life. But value who you have in your life.
5. The Four Smart Students
One night four college students were out partying late night and didn’t study for the test which was scheduled for the next day. In the morning, they thought of a plan.
They made themselves look dirty with grease and dirt.
Then they went to the Dean and said they had gone out to a wedding last night and on their way back the tire of their car burst and they had to push the car all the way back. So they were in no condition to take the test.
The Dean thought for a minute and said they can have the re-test after 3 days. They thanked him and said they will be ready by that time.
On the third day, they appeared before the Dean. The Dean said that as this was a Special Condition Test, all four were required to sit in separate classrooms for the test. They all agreed as they had prepared well in the last 3 days.
The Test consisted of only 2 questions with the total of 100 Points:
1) Your Name? __________ (1 Points)
2) Which tire burst? __________ (99 Points)
Options – (a) Front Left (b) Front Right (c) Back Left (d) Back Right
Moral of the story:
Take responsibility or you will learn your lesson.
6. The Greedy Lion
It was an incredibly hot day, and a lion was feeling very hungry.
He came out of his den and searched here and there. He could find only a small hare. He caught the hare with some hesitation. “This hare can’t fill my stomach” thought the lion.
As the lion was about to kill the hare, a deer ran that way. The lion became greedy. He thought;
“Instead of eating this small hare, let me eat the big deer.”
He let the hare go and went behind the deer. But the deer had vanished into the forest. The lion now felt sorry for letting the hare off.
Moral of the story:
A bird in hand is worth two in the bush.
7. Two Friends & The Bear
Vijay and Raju were friends. On a holiday they went walking into a forest, enjoying the beauty of nature. Suddenly they saw a bear coming at them. They became frightened.
Raju, who knew all about climbing trees, ran up to a tree and climbed up quickly. He didn’t think of Vijay. Vijay had no idea how to climb the tree.
Vijay thought for a second. He’d heard animals don’t prefer dead bodies, so he fell to the ground and held his breath. The bear sniffed him and thought he was dead. So, it went on its way.
Raju asked Vijay;
“What did the bear whisper into your ears?”
Vijay replied, “The bear asked me to keep away from friends like you” …and went on his way.
Moral of the story:
A friend in need is a friend indeed.
8. The Struggles of Our Life
Once upon a time a daughter complained to her father that her life was miserable and that she didn’t know how she was going to make it.
She was tired of fighting and struggling all the time. It seemed just as one problem was solved, another one soon followed.
Her father, a chef, took her to the kitchen. He filled three pots with water and placed each on a high fire.
Once the three pots began to boil, he placed potatoes in one pot, eggs in the second pot and ground coffee beans in the third pot. He then let them sit and boil, without saying a word to his daughter.
The daughter, moaned and impatiently waited, wondering what he was doing. After twenty minutes he turned off the burners.
He took the potatoes out of the pot and placed them in a bowl. He pulled the eggs out and placed them in a bowl. He then ladled the coffee out and placed it in a cup.
Turning to her, he asked. “Daughter, what do you see?”
“Potatoes, eggs and coffee,” she hastily replied.
“Look closer” he said, “and touch the potatoes.” She did and noted that they were soft.
He then asked her to take an egg and break it. After pulling off the shell, she observed the hard-boiled egg.
Finally, he asked her to sip the coffee. Its rich aroma brought a smile to her face.
“Father, what does this mean?” she asked.
He then explained that the potatoes, the eggs and coffee beans had each faced the same adversity-the boiling water. However, each one reacted differently. The potato went in strong, hard and unrelenting, but in boiling water, it became soft and weak.
The egg was fragile, with the thin outer shell protecting its liquid interior until it was put in the boiling water. Then the inside of the egg became hard.
However, the ground coffee beans were unique. After they were exposed to the boiling water, they changed the water and created something new.
“Which one are you?” he asked his daughter.
“When adversity knocks on your door, how do you respond? Are you a potato, an egg, or a coffee bean?”
Moral of the story:
In life, things happen around us, things happen to us, but the only thing that truly matters is how you choose to react to it and what you make out of it. Life is all about leaning, adopting and converting all the struggles that we experience into something positive.
9. The Fox & The Grapes
One afternoon a fox was walking through the forest and spotted a bunch of grapes hanging from over a lofty branch.
“Just the thing to quench my thirst,” he thought.
Taking a few steps back, the fox jumped and just missed the hanging grapes. Again the fox took a few paces back and tried to reach them but still failed.
Finally, giving up, the fox turned up his nose and said, “They’re probably sour anyway,” and proceeded to walk away.
Moral of the story:
It’s easy to despise what you can’t have.
10. The Lion & The Poor Slave
A slave, ill-treated by his master, runs away to the forest. There he comes across a lion in pain because of a thorn in his paw. The slave bravely goes forward and removes the thorn gently.
The lion without hurting him goes away.
Some days later, the slave’s master comes hunting to the forest and catches many animals and cages them. The slave is spotted by the masters’ men who catch him and bring him to the cruel master.
The master asks for the slave to be thrown into the lion’s cage.
The slave is awaiting his death in the cage when he realizes that it is the same lion that he had helped. The slave rescued the lion and all other caged animals.
Moral of the story:
One should help others in need, we get the rewards of our helpful acts in return.
Here’s a quick recap on the 10 best short moral stories:
- An old man lived in the village
- The wise man
- The foolish donkey
- Having a best friend
- The four smart students
- The greedy lion
- The two friends & the bear
- The struggles of our life
- The fox & the grapes
- The lion & the poor slave
If you haven’t seen our original article, with slightly more detailed inspirational short stories, check it out!
Do you have any other favorite short moral stories? Leave a comment below.
The 10 Best Motivational Speakers in the World
Who are the best motivational speakers of all time?
Motivational speakers have had an enormous impact on my life, and millions of others, no matter what their personal situation in life may be.
Their words are so powerful and inspirational, you just have to listen to their stuff on a daily basis. So it brings me to this post.
I’ve been enjoying a lot of motivational videos recently, have been creating my own, and have ended up listening to a lot of wonderful speeches.
Top 10 Best Motivational Speakers
But who are the best motivational speakers in the world?
Here’s my list of the top 10 motivational speakers in the world.
These are the people you need to be following, listening to and watching on YouTube. They have transformed many people’s lives including mine.
10. Nick Vujicic
Nick Vujicic was born on December 4th 1982 in Melbourne, Australia. Vujicic was born with Tetra-Amelia syndrome, a very rare disorder whereby someone is born with an absence of all four limbs.
This no doubt ably, made things incredibly tough for Nick growing up, as he struggled both mentally and physically.
It led to him founding his very own non-profit organization called ‘Life Without Limbs’. Nick Vujicic is a true inspiration to us all, and if you’ve watched some of his motivational speeches on YouTube, you’ll realize just how much he’s been able to adapt to a life without limbs.
Many people with this disorder might not be willing to work hard in order to truly push their abilities.
He can type 43 words a minute on a computer. That’s right, you heard me correctly. This is a guy who has an absence of all four limbs, but can type 43 words per minute on a computer.
I encourage you to watch some of his videos on YouTube, and see exactly what I’m talking about.
“It’s a lie to think you’re not good enough. It’s a lie to think you’re not worth anything.” – nick Vujicic
9. Brian Tracy
Brian Tracy was born on January 5th 1944 in Vancouver, Canada, and is the CEO of Brian Tracy International, a company that specifically sets out to help individuals and organizations develop, train and grow.
Brian’s ultimate goal is to help other people achieve their goals more efficiently and be able to achieve their full potential.
That definitely sets the foundation for being one of the best motivational speakers in the world.
His lifetime achievements are phenomenal, consulting huge numbers of businesses, hosting huge numbers of seminars and conducting years and years of research in Business, Economics, Psychology and Philosophy.
There’s no more to say other than the title given on his website: Professional Speaker, Best Selling Author, Entrepreneur and Success Expert. Check out some of the best Brian Tracy quotes.
“No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals.” – Brian Tracy
8. Robin Sharma
Robin Sharma was born in 1964 in Nepal, and straight out of the Dalhousie University School of Law, became a professional lawyer. But he went much further in his career than being a fully qualified and successful lawyer.
Sharma has written a total of 15 published books, from 1995 – 2011, on the subjects of self-help and leadership. One of his most popular books written; ‘The Monk Who Sold his Ferrari’, has sold over 5 million copies worldwide.
The book is all about a character called Julian, who decides to sell his home and Ferrari to go on a spiritual journey, after being the victim to a sudden heart attack.
Some may say that Robin Sharma’s more of a motivational author rather than speaker, but he deserves to be on this list. He’s written 12 global best sellers, and is an expert author in the world of leadership and self development.
“Dreamers are mocked as impractical. The truth is they are the most practical, as their innovations lead to progress and a better way of life for all of us.” – Robin S. Sharma
7. Wayne Dyer
Dr. Wayne Dyer was born on May 10th 1940 in Detroit, and spent the majority of his childhood in an orphanage.
Dyer was in the U.S Navy after graduating high school, from 1958 to 1962. He then received his degree in counselling, a profession that he chose to work in for a while before taking it one step further.
Dyer left his teaching job and started pursuing a career in motivational speaking, holding various lectures across the states and becoming an incredibly popular author.
The first book that Dyer ever wrote has now had over 35 million copies sold and he’s proceeded to continue with his lecture tours, release various audio tapes and publish a regular stream of books.
“Passion is a feeling that tells you: this is the right thing to do. Nothing can stand in my way. It doesn’t matter what anyone else says. This feeling is so good that it cannot be ignored. I’m going to follow my bliss and act upon this glorious sensation of joy.” – Wayne Dyer
6. Zig Ziglar
Zig Ziglar was born on November 6th, 1926 in Alabama, and passed away on November 28th in 2012.
Ziglar has 11 siblings, and at the age of five years old, his father died of a stroke, and his sister passed away two days later. Zig actually served in the army from 1935 – 1946 during World War II.
Ziglar met his wife Jean when he was just 17 years old, and after the war began to work as a salesman for many different companies, eventually becoming the vice president for the Automotive Performance company.
He started taking part in motivational seminars, and also wrote his first book in 1975 titled: ‘See You at the Top’. This was the first of at least 15 books he’d written during the period of 1975 and 2012.
A lot of wisdom has come from Zig Ziglar over the years and he is definitely one of the best motivational speakers in the world.
“You were designed for accomplishment, engineered for success, and endowed with the seeds of greatness.” – Zig Ziglar
Arnold Schwarzenegger was born on July 30th 1947, in Austria. We all know him as the world famous professional bodybuilding champion, and there’s a very inspirational story behind Arnie’s bodybuilding success.
Schwarzenegger served in the Austrian army at the age of 18 years old for 1 year, which at the time was compulsory for all 18-year-old males.
During this time, he would still manage to fit in his workouts between all the training and drills, whilst most people were resting. He snuck out of the camp to compete in the Junior Mr. Europe contest, which he ended up winning.
Arnold’s discipline towards his training was incredible, and the fact that he was willing to disobey the rules of the army and sneak out of the camp to compete in the contest, just goes to show how badly he wanted it.
Nowadays, he’s an inspiration to many bodybuilders and a great source of motivation for anyone wanting to be successful.
“For me life is continuously being hungry. The meaning of life is not simply to exist, to survive, but to move ahead, to go up, to achieve, to conquer.” – Arnold Schwarzenegger
4. Jim Rohn
Jim Rohn was born September 17th, 1930 in Yakima, Washington, and passed away on December 5th, 2009. He was a very successful entrepreneur, at one time being a Vice President of a very successful sales company, Nutri-Bio.
However, after the company eventually went out of business, he was invited to speak at a meeting of one of his clubs.
After this meeting, he was invited to speak at many other events and began making a name for himself. Rohn was a wise businessman and managed to impart much of this wisdom to others.
He’s definitely earned the right to be on this list of the best motivational speakers in the world.
“If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.” – Jim Rohn
3. Les Brown
Les Brown was born on February 17th, 1945 in Miami, Florida. He was adopted by Mamie Brown, and whilst in grade school, was declared “educably mentally retarded”.
Despite this and the emotional issues, it brought upon him; he was encouraged by others to continue to learn and be the best he could be. Leading him to unlock his full potential.
Les is another motivational speaker who is incredibly popular among the motivational video compilations that others create. Because his speeches are so deep and meaningful that they really get through to people.
“When life knocks you down, try to land on your back. Because if you can look up, you can get up. Let your reason get you back up.” – Les Brown
2. Tony Robbins
Tony Robbins was born on February 29th, 1960 in Los Angeles. His life at home when he was young was described by him as abusive and chaotic. It was because of this that he left home at the age of 17.
Originally when starting out in the world of motivational speaking, Robbins was promoting seminars for Jim Rohn. He later decided to begin his own journey by hosting his own seminars.
Tony has affected and changed so many people’s lives in a positive way through his seminars, motivational speeches, inspirational quotes and best-selling books.
Search for him on YouTube and several videos will pop up showing him change someone’s life.
The favorites of mine that I’ve watched, are where he cures a young man’s stutter in 7 minutes and saves another guy’s marriage in 8.
“One reason so few of us achieve what we truly want is that we never direct our focus; we never concentrate our power. Most people dabble their way through life, never deciding to master anything in particular.” – Tony Robbins
1. Eric Thomas
Eric Thomas, born and raised in Detroit, was homeless at the age of 16 years old. But Eric decided that he wanted to make a better life for himself, to become someone with a life he could be proud of.
E.T did just that, and you can now check out powerful advice from Eric Thomas on YouTube. Including his “Thank God It’s Monday” series.
He also managed to get the education he missed out on whilst he was homeless and pushed himself further to achieve all the qualifications he dreamed of being able to achieve.
Eric Thomas has become one of the best motivational speakers in the world. His YouTube videos are legendary and his best-selling books have taken in millions of dollars in revenue.
E.T’s speeches are so popular, that you’ll find he’s featured in roughly 90% of the motivational videos that others create and upload to YouTube, using compilations of clips, speeches, and music.
“When you want to succeed as bad as you want to breathe, then you’ll be successful.” – Eric Thomas
I hope you enjoyed this list of the top 10 best motivational speakers in the world. Many of these speakers are featured within some of the videos we included in our new list of ultimate gym motivation. Take a look and see what you think.
Here’s a quick recap on the list of the best motivational speakers in the world::
- Eric Thomas
- Tony Robbins
- Les Brown
- Jim Rohn
- Arnold Schwarzenegger
- Zig Ziglar
- Dr. Wayne Dyer
- Robin Sharma
- Brian Tracy
- Nick Vujicic
Who’s your favorite of the 10 best motivational speakers? Do you still agree with the current order of this list? Leave a comment below.
The 10 Most Inspirational Short Stories I’ve Heard
Short Inspirational stories are powerful reads;
The great thing about them is that they’re so easy to digest, and there’s always a moral at the end of the story.
Whether they’re true stories or not is another thing, as many of them are legends supposedly hundreds of years old.
However, the stories that I’m talking about are so powerful and inspirational that many of them really do get you thinking and even leave you speechless at times.
The 10 Best Inspirational Short Stories
I’ve been reading plenty of these short stories in the past couple of weeks and found the lessons behind them truly wonderful. So I’ve decided to write out this article highlighting the 10 most inspirational short stories I’ve heard.
Next to the subheadings, in brackets, I’ve put what the story’s lesson is all about, with a short description of the moral of the story at the end of each section.
10. The Elephant Rope (Belief)
A gentleman was walking through an elephant camp, and he spotted that the elephants weren’t being kept in cages or held by the use of chains.
All that was holding them back from escaping the camp, was a small piece of rope tied to one of their legs.
As the man gazed upon the elephants, he was completely confused as to why the elephants didn’t just use their strength to break the rope and escape the camp. They could easily have done so, but instead, they didn’t try to at all.
Curious and wanting to know the answer, he asked a trainer nearby why the elephants were just standing there and never tried to escape.
The trainer replied;
“when they are very young and much smaller we use the same size rope to tie them and, at that age, it’s enough to hold them. As they grow up, they are conditioned to believe they cannot break away. They believe the rope can still hold them, so they never try to break free.”
The only reason that the elephants weren’t breaking free and escaping from the camp was that over time they adopted the belief that it just wasn’t possible.
Moral of the story:
No matter how much the world tries to hold you back, always continue with the belief that what you want to achieve is possible. Believing you can become successful is the most important step in actually achieving it.
9. Thinking Out of the Box (Creative Thinking)
In a small Italian town, hundreds of years ago, a small business owner owed a large sum of money to a loan-shark. The loan-shark was a very old, unattractive looking guy that just so happened to fancy the business owner’s daughter.
He decided to offer the businessman a deal that would completely wipe out the debt he owed him. However, the catch was that we would only wipe out the debt if he could marry the businessman’s daughter.
Needless to say, this proposal was met with a look of disgust.
The loan-shark said that he would place two pebbles into a bag, one white and one black.
The daughter would then have to reach into the bag and pick out a pebble. If it was black, the debt would be wiped, but the loan-shark would then marry her. If it was white, the debt would also be wiped, but the daughter wouldn’t have to marry the loan-shark.
Standing on a pebble-strewn path in the businessman’s garden, the loan-shark bent over and picked up two pebbles.
Whilst he was picking them up, the daughter noticed that he’d picked up two black pebbles and placed them both into the bag.
He then asked the daughter to reach into the bag and pick one.
The daughter naturally had three choices as to what she could have done:
- Refuse to pick a pebble from the bag.
- Take both pebbles out of the bag and expose the loan-shark for cheating.
- Pick a pebble from the bag fully well knowing it was black and sacrifice herself for her father’s freedom.
She drew out a pebble from the bag, and before looking at it ‘accidentally’ dropped it into the midst of the other pebbles. She said to the loan-shark;
“Oh, how clumsy of me. Never mind, if you look into the bag for the one that is left, you will be able to tell which pebble I picked.”
The pebble left in the bag is obviously black, and seeing as the loan-shark didn’t want to be exposed, he had to play along as if the pebble the daughter dropped was white, and clear her father’s debt.
Moral of the story:
It’s always possible to overcome a tough situation throughout of the box thinking, and not give in to the only options you think you have to pick from.
8. The Group of Frogs (Encouragement)
As a group of frogs was traveling through the woods, two of them fell into a deep pit. When the other frogs crowded around the pit and saw how deep it was, they told the two frogs that there was no hope left for them.
However, the two frogs decided to ignore what the others were saying and they proceeded to try and jump out of the pit.
Despite their efforts, the group of frogs at the top of the pit were still saying that they should just give up. That they would never make it out.
Eventually, one of the frogs took heed to what the others were saying and he gave up, falling down to his death. The other frog continued to jump as hard as he could. Again, the crowd of frogs yelled at him to stop the pain and just die.
He jumped even harder and finally made it out. When he got out, the other frogs said, “Did you not hear us?”
The frog explained to them that he was deaf. He thought they were encouraging him the entire time.
Moral of the story:
People’s words can have a big effect on other’s lives. Think about what you say before it comes out of your mouth. It might just be the difference between life and death.
7. A Pound of Butter (Honesty)
There was a farmer who sold a pound of butter to a baker. One day the baker decided to weigh the butter to see if he was getting the right amount, which he wasn’t. Angry about this, he took the farmer to court.
The judge asked the farmer if he was using any measure to weight the butter. The farmer replied, “Honor, I am primitive. I don’t have a proper measure, but I do have a scale.”
The judge asked, “Then how do you weigh the butter?”
The farmer replied;
“Your Honor, long before the baker started buying butter from me, I have been buying a pound loaf of bread from him. Every day when the baker brings the bread, I put it on the scale and give him the same weight in butter. If anyone is to be blamed, it is the baker.”
Moral of the story:
In life, you get what you give. Don’t try and cheat others.
6. The Obstacle In Our Path (Opportunity)
In ancient times, a King had a boulder placed on a roadway. He then hid himself and watched to see if anyone would move the boulder out of the way. Some of the king’s wealthiest merchants and courtiers came by and simply walked around it.
Many people loudly blamed the King for not keeping the roads clear, but none of them did anything about getting the stone out of the way.
A peasant then came along carrying a load of vegetables. Upon approaching the boulder, the peasant laid down his burden and tried to push the stone out of the road. After much pushing and straining, he finally succeeded.
After the peasant went back to pick up his vegetables, he noticed a purse lying in the road where the boulder had been.
The purse contained many gold coins and a note from the King explaining that the gold was for the person who removed the boulder from the roadway.
Moral of the story:
Every obstacle we come across in life gives us an opportunity to improve our circumstances, and whilst the lazy complain, the others are creating opportunities through their kind hearts, generosity, and willingness to get things done.
5. The Butterfly (Struggles)
A man found a cocoon of a butterfly.
One day a small opening appeared. He sat and watched the butterfly for several hours as it struggled to force its body through that little hole.
Until it suddenly stopped making any progress and looked like it was stuck.
So the man decided to help the butterfly. He took a pair of scissors and snipped off the remaining bit of the cocoon. The butterfly then emerged easily, although it had a swollen body and small, shriveled wings.
The man didn’t think anything of it and sat there waiting for the wings to enlarge to support the butterfly. But that didn’t happen. The butterfly spent the rest of its life unable to fly, crawling around with tiny wings and a swollen body.
Despite the kind heart of the man, he didn’t understand that the restricting cocoon and the struggle needed by the butterfly to get itself through the small opening; were God’s way of forcing fluid from the body of the butterfly into its wings. To prepare itself for flying once it was out of the cocoon.
Moral of the story:
Our struggles in life develop our strengths. Without struggles, we never grow and never get stronger, so it’s important for us to tackle challenges on our own, and not be relying on help from others.
4. Control Your Temper (Anger)
There once was a little boy who had a very bad temper. His father decided to hand him a bag of nails and said that every time the boy lost his temper, he had to hammer a nail into the fence.
On the first day, the boy hammered 37 nails into that fence.
The boy gradually began to control his temper over the next few weeks, and the number of nails he was hammering into the fence slowly decreased.
He discovered it was easier to control his temper than to hammer those nails into the fence.
Finally, the day came when the boy didn’t lose his temper at all. He told his father the news and the father suggested that the boy should now pull out a nail every day he kept his temper under control.
The days passed and the young boy was finally able to tell his father that all the nails were gone. The father took his son by the hand and led him to the fence.
“you have done well, my son, but look at the holes in the fence. The fence will never be the same. When you say things in anger, they leave a scar just like this one. You can put a knife in a man and draw it out. It won’t matter how many times you say I’m sorry, the wound is still there.”
Moral of the story:
Control your anger, and don’t say things to people in the heat of the moment, that you may later regret. Some things in life, you are unable to take back.
3. The Blind Girl (Change)
There was a blind girl who hated herself purely for the fact she was blind. The only person she didn’t hate was her loving boyfriend, as he was always there for her. She said that if she could only see the world, she would marry him.
One day, someone donated a pair of eyes to her – now she could see everything, including her boyfriend. Her boyfriend asked her, “now that you can see the world, will you marry me?”
The girl was shocked when she saw that her boyfriend was blind too, and refused to marry him. Her boyfriend walked away in tears, and later wrote a letter to her saying:
“Just take care of my eyes dear.”
Moral of the story:
When our circumstances change, so does our mind. Some people may not be able to see the way things were before, and might not be able to appreciate them. There are many things to take away from this story, not just one.
This is one of the inspirational short stories that left me speechless.
2. Puppies for Sale (Understanding)
A shop owner placed a sign above his door that said: “Puppies For Sale.”
Signs like this always have a way of attracting young children, and to no surprise, a boy saw the sign and approached the owner;
“How much are you going to sell the puppies for?” he asked.
The store owner replied, “Anywhere from $30 to $50.”
The little boy pulled out some change from his pocket. “I have $2.37,” he said. “Can I please look at them?”
The shop owner smiled and whistled. Out of the kennel came Lady, who ran down the aisle of his shop followed by five teeny, tiny balls of fur.
One puppy was lagging considerably behind. Immediately the little boy singled out the lagging, limping puppy and said, “What’s wrong with that little dog?”
The shop owner explained that the veterinarian had examined the little puppy and had discovered it didn’t have a hip socket. It would always limp. It would always be lame.
The little boy became excited. “That is the puppy that I want to buy.”
The shop owner said, “No, you don’t want to buy that little dog. If you really want him, I’ll just give him to you.”
The little boy got quite upset. He looked straight into the store owner’s eyes, pointing his finger, and said;
“I don’t want you to give him to me. That little dog is worth every bit as much as all the other dogs and I’ll pay full price. In fact, I’ll give you $2.37 now, and 50 cents a month until I have him paid for.”
The shop owner countered, “You really don’t want to buy this little dog. He is never going to be able to run and jump and play with you like the other puppies.”
To his surprise, the little boy reached down and rolled up his pant leg to reveal a badly twisted, crippled left leg supported by a big metal brace. He looked up at the shop owner and softly replied, “Well, I don’t run so well myself, and the little puppy will need someone who understands!”
1. Box Full of Kisses (Love)
Some time ago, a man punished his 3-year-old daughter for wasting a roll of gold wrapping paper. Money was tight and he became infuriated when the child tried to decorate a box to put under the Christmas tree.
Nevertheless, the little girl brought the gift to her father the next morning and said, “This is for you, Daddy.”
The man became embarrassed by his overreaction earlier, but his rage continue when he saw that the box was empty. He yelled at her; “Don’t you know, when you give someone a present, there is supposed to be something inside?”
The little girl looked up at him with tears in her eyes and cried;
“Oh, Daddy, it’s not empty at all. I blew kisses into the box. They’re all for you, Daddy.”
The father was crushed. He put his arms around his little girl, and he begged for her forgiveness.
Only a short time later, an accident took the life of the child.
Her father kept the gold box by his bed for many years and, whenever he was discouraged, he would take out an imaginary kiss and remember the love of the child who had put it there.
Moral of the story:
Love is the most precious gift in the world.
Summary of the 10 Best Inspirational Stories
Here’s a quick summary of the 10 best short inspirational stories:
- Box Full of Kisses (Love)
- Puppies for Sale (Understanding)
- The Blind Girl (Change)
- Control Your Temper (Anger)
- The Butterfly (Struggles)
- The Obstacle in Our Path (Opportunity)
- A Pound of Butter (Honesty)
- The Group of Frogs (Encouragement)
- Thinking Out of the Box (Creative Thinking)
- The Elephant Rope (Belief)
Thanks for reading these inspirational short stories. Some of them left me speechless for a minute or two, and it really does make us think.
If you know of any other inspirational short stories that you think should be featured on the list, then let me know in the comments below or drop me an email and I’ll feature them in part two later on in the year.
Which are your favorite inspirational short stories? Leave a comment below.
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