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The 10 Best Pet Insurance Companies In America

Shawna

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The 10 Best Pet Insurance Companies In America

What are the best pet insurance companies in America?

There is nothing we wouldn’t do for our pets and part of taking care of them involves making sure that all of their medical needs are covered.

Fortunately, just as we humans have health insurance, there are pet insurance companies that help take care of the cost of vet bills.

Today we’re counting down the top pet insurance companies so that you can find the best one for your beloved pets.

 

The Best Pet Insurance Companies In America

Each of these pet insurance companies has been chosen after extensive research to determine the services each provides that make them stand out from the rest. 

Here’s our list of the 10 best pet insurance companies in America:

 

10. Pumpkin

Best For: Dental Coverage for Small Breeds

If you have a small dog or cat, the premiums that come with a pet insurance policy through Pumpkin are highly affordable, and they have performed well in both customer service and coverage.

While they do tend to be more expensive than other companies, with smaller pet coverage being the most affordable, they do boast some of the best dental coverage.

Pumpkin dental covers dental illnesses, tooth extractions, and cleanings if they are part of treatment for an illness or accident.

Although their plans aren’t as customizable as other pet insurance companies, their basic plans do also tend to include prescription food costs, end-of-life expenses, and preventive care as an add-on.

Pros:

  • Best dental health insurance
  • Prescription food coverage
  • End-of-life coverage

Cons:

  • Higher prices than other pet insurers
  • No personalized reimbursement rates

Bottom Line:

Pumpkin pet insurance plans may cost slightly more than average, but if dental care is a concern of yours, their plans are the most comprehensive in the pet insurance industry.

While we would recommend this company specifically for smaller cats and dogs, due to their premiums being more affordable, ultimately it comes down to your budget and how much you’re willing to spend overall.

 

9. Spot

Best For: Customization

For pet parents who want more customizable pet insurance, Spot comes in on top.

Spot offers seven coverage options that begin at $2,500 and go all the way up to unlimited.

There are also three reimbursement percentage levels and five annual deductibles that you can choose from, along with some of the most affordable accident coverage on the market.

While Spot does exclude pre-existing conditions, breeding costs, and cosmetic procedures, for customization or for those looking for minimal coverage to help with simple vet bills or accidents, they can be a company to look into.

Pros:

  • Multiple coverage options
  • Reimbursement options
  • A solid multi-pet discount
  • Microchip coverage

Cons:

  • 14 day waiting period for accidents
  • No pre-existing condition coverage
  • No coverage for pets under eight weeks old

Bottom Line:

Although there are some drawbacks to Spot that may make it less than ideal for some pet owners, it ultimately has a lot of customization for those who want solid coverage just for peace of mind.

Their discounts also make it easy to save money, so that you can have extra to put into one of the best savings accounts in America as a ‘just in case’ fund. 

 

8. ASPCA

Best For: Best for Hereditary and Congenital Conditions

A lot of pet insurance plans exclude congenital and hereditary conditions, but ASPCA doesn’t.

The American Society for the Prevention of Cruelty to Animals provides a lot of coverage options, including accident and illness coverage, preventative care for cats and dogs, and accident-only plans.

In some states, they also extend coverage to horses, so if you are looking to extend coverage to your horses, this could also be an option.

Furthermore, ASPCA pet health insurance will not refuse enrollment no matter your pet’s age, so long as conditions haven’t been diagnosed.

That said, if your pet has been symptom-free for 180 days and has a curable pre-existing condition, you can still get coverage.

Many other pet insurance companies have waiting periods of up to a year, which can be detrimental to your pet.

Although this pet insurance company does have a lengthier claim processing time and is slightly more expensive, for pets that have certain health conditions, it can still be worth checking out.

Pros:

  • Coverage for congenital, hereditary, and curable pre-existing conditions
  • No age limit for older pets
  • Coverage extends to horses in some states

Cons:

  • Claims can take up to 30 days to process
  • Plans can be expensive

Bottom Line:

ASPCA pet health insurance can be a great company to choose from if you are worried about your pet having hereditary or pre-existing conditions.

If you’re a rider and want coverage for horses, it can also be worth considering.

While it can cost you a bit more than the national average, for certain types of coverage it is one of the best.

 

7. Nationwide

Best For: Exotic Pets

Nationwide offers a lot of different types of insurance, and if you are already using them as your auto, home, or life insurance company, you may want to consider bundling your pet insurance into your current plan.

While Nationwide offers solid coverage for common animals like cats and dogs, it really stands out for its coverage of exotic pets as well.

That said, even if you have Joe Exotic’s net worth, don’t expect them to cover tigers!

However, when it comes to covering birds, reptiles, small mammals, goats, and even pot-belly pigs, Nationwide is on your side.

Although you cannot buy an insurance plan for exotic pets on their website currently, you can call and speak to an agent to get one set up.

Keep in mind that venomous or endangered animals are not eligible for coverage, so if you’re a lover of venomous snakes, you will have to look elsewhere.

For non-exotic pets, you can buy online, and there is a wide range of plans, some of which even cover hereditary conditions.

Pros:

  • Covers training, therapy, and treatments for behavior
  • No limit to the veterinarians you can visit
  • Includes coverage for prescribed medications, food, and supplements

Cons:

  • 12-month waiting periods for pets with conditions like hip dysplasia and ligament disorders
  • Reimbursement through wellness coverage limited to $750

Bottom Line:

If you have a pet that is classified as exotic, Nationwide could be one of the best pet insurance companies to invest in.

It can be difficult to find vet care, let alone insurance for avians, reptiles, and small mammals, so having a well-known company like Nationwide offer it is definitely fantastic.

 

6. Figo

Best For: Reinbursment

Figo offers the best reimbursement options in the pet insurance industry, and you can even choose a 100% reimbursement policy to bypass the need for copayments entirely.

Pet owners who use Figo can also take advantage of the fact that this company doesn’t enforce annual coverage limits, but they do have lifetime maximums which you should be aware of.

If you do choose to take advantage of their 0% copay plans, you will pay more for the coverage overall, but if you want to avoid large vet bills, it can balance itself out.

That being said, there are limitations on hereditary conditions, which you should be mindful of if this is a concern for you.

Additionally, Figo also has a surprisingly well-designed app that allows you to contact licensed vets 24/7 in case of emergencies, manage your coverage, make payments, and connect with support.

This certainly is a benefit for anyone who likes being able to manage their accounts on their phones, and access to round-the-clock vet support can be incredibly helpful.

Pros:

  • Coverage for curable pre-existing conditions
  • High reimbursement options up to 100%
  • High upper age limit for pets

Cons:

  • Coverage for dogs and cats only
  • Not available in US territories

Bottom Line:

Figo is perfect for pet owners who want to minimize their copayments as much as possible without compromising coverage.

While Figo is limited to only dogs and cats, meaning horse and exotic owners will have to look elsewhere, overall, they can definitely save you quite a bit on vet visits.

Plus, if your pet is ever not feeling well after hours, you can always contact a vet via their app, which is a feature that we think every pet insurance provider should offer.

 

5. Pets Best

Best For: Deductibles and Prosthetics

Offering coverage for pets as young as seven weeks, Pets Best pet insurance is one of the best pet insurance providers for deductibles and coverage for prosthetics.

This pet insurer has numerous deductible choices ranging from $50 to $1000 and reimbursement choices of up to 90%.

They are also one of the few to have pet insurance that covers prosthetics and wheelchairs, something that can get very expensive without a policy to help pay for it.

There is also no upper age limit, so no matter how old our pet is, they can get insured.

However, Pets Best does have bilateral exclusions, meaning that if your pet has a condition that impacts one side of its body, such as hip dysplasia, it won’t be covered if the condition goes on to affect the other side of the body.

That being said, this insurer is still one of the best for the treatment of mobility issues, so if you are worried about your pet having trouble getting around in the future, and some dog breeds are more susceptible to these issues, Pets Best is a company to look into.

Pros:

  • No upper age limit, coverage for pets as young as seven weeks
  • Wide range of deductible choices
  • Coverage for mobility assistance equipment

Cons:

  • Bilateral coverage limits
  • No coverage for parasite treatments

Bottom Line:

If you want a pet insurance policy that gives you choices when it comes to your deductibles, Pets Best is one of the best pet insurance providers on the market today.

While it may not have all the coverage you’d want if you’re insuring one of the most expensive dog breeds in the world, if mobility problems are a concern, you may want to speak with this company about your options.

 

4. Lemonade

Best For: Best for young Pets

Although there are plenty of reasons to take risks whilst young, you shouldn’t take risks when it comes to the health of your new puppy or kitten!

Lemonade is our pick for young pets, and along with having a low pet insurance cost, it also comes with one of the best apps in the business that allows you to easily file claims right on your phone.

This pet insurance company offers comprehensive coverage for accidents and illnesses and you can choose to add things like preventative care, parasite and heartworm screenings, and vaccinations if you want.

While Lemonade is only available in 36 states currently, this company does provide a lot of discount possibilities, that include bundling with homeowners insurance, multi-pet discounts, and discounts if you choose to make a yearly, annual payment.

One of the most unique things that lemonade also provides which many other pet insurance companies do not is the ability to donate your excess premium payments to a charity or non-profit organization.

If you want to be able to do some good with your pet insurance policies, this unique option can make Lemonade very appealing.

Pros:

  • Fast claims filing via their easy to use app
  • Multiple discounts to make plans even more affordable
  • Possibility to donate to charities
  • Affordable rates

Cons:

  • Limited to 38 states
  • Pet owners must submit 12 months of medical records for their pets
  • Rates can vary based on credit scores

Bottom Line:

Lemonade is a solid pet insurance provider that can be worth checking out, especially if you have a new kitten or puppy.

Not only are their rates low, but the fact that they provide vaccination coverage and preventative care at a reasonable price makes them perfect for young pets who — hopefully — aren’t going to need a lot of medical intervention.

Furthermore, the fact that they give you the option to donate to charity is really cool and we definitely appreciate that feature. 

 

3. Trupanion

Best For: Fastest Claims

With many pet insurance companies, you have to pay upfront and wait to be reimbursed by your provider.

However, Trupanion changes this and allows your vet to file a claim from their office and immediately receive a payment.

Because of this, you don’t have to worry about paying a cent upfront, which can be incredibly helpful if your pet gets hurt or becomes ill when you may not have the money immediately available to take them to the vet.

The biggest downside with Trupanion is that there are no customization options, since they only provide one plan for cats and dogs and the premium is high.

That said, this plan, aside from providing standard benefits, also covers things like diagnostic testing, prescriptions, hospital stays, prosthetic devices, dental, and alternative treatments.

This is impressively comprehensive and there are no payout limits per year or lifetime spending caps.

Pros:

  • Fast claim response
  • No limits for year or lifetime spending
  • Plans are available for citizens in the US, Puerto Rico, Canada, and Australia
  • Free coverage for 30-days through partnered vets, breeders, and shelters

Cons:

  • High premium
  • No discounts for multiple pets
  • Only one plan option

Bottom Line:

Although it is more expensive than other plans, and some pet owners may not like that there is only one plan to choose from, the fact that they pay for treatment immediately makes them extremely appealing.

Especially since you won’t have to worry about putting your pet’s treatments on a credit card, and waiting for reimbursement. Even if you do have one of the best credit cards in America, this can be tedious and time-consuming.

In addition to that, the plan they do offer covers almost everything a pet will need over the course of its life, barring special circumstances.

Overall, Trupanion has the potential to be a great investment for pet parents, and we definitely recommend giving them a look.

 

2. Healthy Paws

Best For: Alternative Treatment Coverage

Most pet insurance providers exclude forms of alternative treatment from their coverage, leaving pet parents to foot the bill if that is something they want to pursue.

However, Healthy Paws puts an emphasis on alternative treatment coverage, which makes them appealing to those who want to explore all methods of treatment for their pet’s problems.

Healthy Paws covers things like acupuncture, physical therapy, hydrotherapy, massage therapy, and laser therapy, so long as it is recommended and prescribed by a vet.

Aside from that, this pet insurance provider offers only one accident and illness policy, but it comes with no per-visit, annual, or lifetime limit.

Additionally, this provider also has its own app which customers can use to file claims, many of which are processed in less than two days, and you can even opt for direct payment if you don’t want to wait for reimbursement.

Pros:

  • No annual or lifetime caps
  • Comprehensive coverage for alternative treatments
  • Quick processing of claims through their mobile app

Cons:

  • No coverage for dogs with hip dysplasia if enrolled after age six
  • Limited coverage for senior pets

Bottom Line:

Healthy Paws is a great option if you have a young pet and are looking for accident and illness coverage that you can use throughout your pet’s life, especially if you want to pursue alternative treatment options if needed.

While we don’t recommend signing up a senior animal with this company, since the benefits are limited compared to younger pets, they can be worth looking at if your pet is younger than six.

 

1. Embrace

Best For: Senior Pets

Taking care of a senior pet can make you wish that you were one of the richest people in the world, especially if they have a lot of developing medical needs that end up being quite expensive.

However, Embrace offers superior benefits for pets who usually need it most, giving their owners some much-needed peace of mind.

One of the top reasons that old dogs become homeless or are surrendered is because the owner cannot afford medical treatment, which is absolutely heartbreaking.

Fortunately, Embrace pet insurance makes things a bit easier by providing insurance for dogs and cats up to 14 years of age.

For pets 15 years and older, you can still take advantage of accident coverage, which is significant, because many pet insurance companies won’t even insure pets over the age of 10 in any way.

While they don’t offer wellness coverage as a separate policy, they do allow customers to sign up for what they call the Wellness Rewards plan, which contributes a specific amount to preventative care per year.

Pros:

  • Great coverage for senior pets
  • Coverage for curable pre-existing conditions
  • High reimbursement options

Cons:

  • Only provides coverage for dogs and cats
  • Limited wellness plan benefits

Bottom Line:

If you’re caring for a senior pet or are thinking about adopting one, Embrace is definitely one insurance company that we would recommend checking out.

While they do have limited preventative options, their willingness to cover pre-existing conditions, even in older animals, makes up for this, along with their high options for reimbursement.

Taking care of a senior pet isn’t always easy, but Embrace can help at least when it comes to keeping them healthy and happy.

 

Summary

We hope you have enjoyed our list of the best pet insurance companies in America!

Healthcare is just as important for our pets as it is for us, and having an insurance policy for your pet can give you much-needed financial help and peace of mind.

If your pet isn’t currently covered, we definitely recommend checking these companies out!

Here’s a quick recap of the 10 best pet insurance companies in America.

  1. Embrace
  2. Healthy Paws
  3. Trupanion
  4. Lemonade
  5. Pets Best
  6. Figo
  7. Nationwide
  8. ASPCA
  9. Spot
  10. Pumpkin

What’s the best pet insurance company in America, in your opinion? Leave a comment below. 

Shawna Schofield is a writer from Chicago who loves tech and gaming. In the past she has collected everything from baseball cards to barbies and she considers herself to be a tasteful hoarder of potentially valuable items.

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The 10 Best Short Moral Stories With Valuable Lessons

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The 10 Best Short Moral Stories

Stories that have morals and messages behind them are always powerful. In fact, it’s crazy just how powerful a 200 word story can be.

Our last article of short stories became so popular, that we decided to create another list, in which every story has a simple moral behind it.

 

The 10 Best Short Moral Stories

Some of these stories are very short and basic. In fact some are so basic they’re most likely featured in children’s books somewhere. However, the strength of the message remains the same.

Here’s some more of the best short moral stories:

 

1. An Old Man Lived in the Village

Short Moral Stories - An Old Man

An old man lived in the village. He was one of the most unfortunate people in the world. The whole village was tired of him; he was always gloomy, he constantly complained and was always in a bad mood.

The longer he lived, the more bile he was becoming and the more poisonous were his words. People avoided him, because his misfortune became contagious. It was even unnatural and insulting to be happy next to him.

He created the feeling of unhappiness in others.

But one day, when he turned eighty years old, an incredible thing happened. Instantly everyone started hearing the rumour:

 

“An Old Man is happy today, he doesn’t complain about anything, smiles, and even his face is freshened up.”

 

The whole village gathered together. The old man was asked:

Villager: What happened to you?

 

“Nothing special. Eighty years I’ve been chasing happiness, and it was useless. And then I decided to live without happiness and just enjoy life. That’s why I’m happy now.” – An Old Man

 

Moral of the story:

Don’t chase happiness. Enjoy your life.

 

2. The Wise Man

Short Moral Stories - The Wise Man

People have been coming to the wise man, complaining about the same problems every time. One day he told them a joke and everyone roared in laughter.

After a couple of minutes, he told them the same joke and only a few of them smiled.

When he told the same joke for the third time no one laughed anymore.

The wise man smiled and said:

 

“You can’t laugh at the same joke over and over. So why are you always crying about the same problem?”

 

Moral of the story:

Worrying won’t solve your problems, it’ll just waste your time and energy.

 

3. The Foolish Donkey

Short Moral Stories - The Foolish Donkey

A salt seller used to carry the salt bag on his donkey to the market every day.

On the way they had to cross a stream. One day the donkey suddenly tumbled down the stream and the salt bag also fell into the water. The salt dissolved in the water and hence the bag became very light to carry. The donkey was happy.

Then the donkey started to play the same trick every day.

The salt seller came to understand the trick and decided to teach a lesson to it. The next day he loaded a cotton bag on the donkey.

Again it played the same trick hoping that the cotton bag would be still become lighter.

But the dampened cotton became very heavy to carry and the donkey suffered. It learnt a lesson. It didn’t play the trick anymore after that day, and the seller was happy.

 

Moral of the story:

Luck won’t favor always.

 

4. Having A Best Friend

Short Moral Stories - Having A Best Friend

A story tells that two friends were walking through the desert. During some point of the journey they had an argument, and one friend slapped the other one in the face.

The one who got slapped was hurt, but without saying anything, wrote in the sand;

 

“Today my best friend slapped me in the face.”

 

They kept on walking until they found an oasis, where they decided to take a bath. The one who had been slapped got stuck in the mire and started drowning, but the friend saved him. After he recovered from the near drowning, he wrote on a stone;

 

“Today my best friend saved my life.”

 

The friend who had slapped and saved his best friend asked him;

 

“After I hurt you, you wrote in the sand and now, you write on a stone, why?”

 

The other friend replied;

 

“When someone hurts us we should write it down in sand where winds of forgiveness can erase it away. But, when someone does something good for us, we must engrave it in stone where no wind can ever erase it.”

 

Moral of the story: 

Don’t value the things you have in your life. But value who you have in your life.

 

5. The Four Smart Students

Short Moral Stories - The Four Smart Students

One night four college students were out partying late night and didn’t study for the test which was scheduled for the next day. In the morning, they thought of a plan.

They made themselves look dirty with grease and dirt.

Then they went to the Dean and said they had gone out to a wedding last night and on their way back the tire of their car burst and they had to push the car all the way back. So they were in no condition to take the test.

The Dean thought for a minute and said they can have the re-test after 3 days. They thanked him and said they will be ready by that time.

On the third day, they appeared before the Dean. The Dean said that as this was a Special Condition Test, all four were required to sit in separate classrooms for the test. They all agreed as they had prepared well in the last 3 days.

The Test consisted of only 2 questions with the total of 100 Points:

 

1) Your Name? __________ (1 Points)

2) Which tire burst? __________ (99 Points)
Options – (a) Front Left (b) Front Right (c) Back Left (d) Back Right

 

Moral of the story:

Take responsibility or you will learn your lesson.

 

6. The Greedy Lion

Short Moral Stories - The Greedy Lion

It was an incredibly hot day, and a lion was feeling very hungry.

He came out of his den and searched here and there. He could find only a small hare. He caught the hare with some hesitation. “This hare can’t fill my stomach” thought the lion.

As the lion was about to kill the hare, a deer ran that way. The lion became greedy. He thought;

 

“Instead of eating this small hare, let me eat the big deer.”

 

He let the hare go and went behind the deer. But the deer had vanished into the forest. The lion now felt sorry for letting the hare off.

 

Moral of the story:

A bird in hand is worth two in the bush.

 

7. Two Friends & The Bear

Short Moral Stories - Two Friends & The Bear

Vijay and Raju were friends. On a holiday they went walking into a forest, enjoying the beauty of nature. Suddenly they saw a bear coming at them. They became frightened.

Raju, who knew all about climbing trees, ran up to a tree and climbed up quickly. He didn’t think of Vijay. Vijay had no idea how to climb the tree.

Vijay thought for a second. He’d heard animals don’t prefer dead bodies, so he fell to the ground and held his breath. The bear sniffed him and thought he was dead. So, it went on its way.

Raju asked Vijay;

 

“What did the bear whisper into your ears?”

 

Vijay replied, “The bear asked me to keep away from friends like you” …and went on his way.

 

Moral of the story:

A friend in need is a friend indeed.

 

8. The Struggles of Our Life

Short Moral Stories - The Struggles of our Life

Once upon a time a daughter complained to her father that her life was miserable and that she didn’t know how she was going to make it.

She was tired of fighting and struggling all the time. It seemed just as one problem was solved, another one soon followed.

Her father, a chef, took her to the kitchen. He filled three pots with water and placed each on a high fire.

Once the three pots began to boil, he placed potatoes in one pot, eggs in the second pot and ground coffee beans in the third pot. He then let them sit and boil, without saying a word to his daughter.

The daughter, moaned and impatiently waited, wondering what he was doing. After twenty minutes he turned off the burners.

He took the potatoes out of the pot and placed them in a bowl. He pulled the eggs out and placed them in a bowl. He then ladled the coffee out and placed it in a cup.

 

Turning to her, he asked. “Daughter, what do you see?”

“Potatoes, eggs and coffee,” she hastily replied.

“Look closer” he said, “and touch the potatoes.” She did and noted that they were soft.

He then asked her to take an egg and break it. After pulling off the shell, she observed the hard-boiled egg.

Finally, he asked her to sip the coffee. Its rich aroma brought a smile to her face.

“Father, what does this mean?” she asked.

 

He then explained that the potatoes, the eggs and coffee beans had each faced the same adversity-the boiling water. However, each one reacted differently. The potato went in strong, hard and unrelenting, but in boiling water, it became soft and weak.

The egg was fragile, with the thin outer shell protecting its liquid interior until it was put in the boiling water. Then the inside of the egg became hard.

However, the ground coffee beans were unique. After they were exposed to the boiling water, they changed the water and created something new.

“Which one are you?” he asked his daughter.

 

“When adversity knocks on your door, how do you respond? Are you a potato, an egg, or a coffee bean?”

 

Moral of the story: 

In life, things happen around us, things happen to us, but the only thing that truly matters is how you choose to react to it and what you make out of it. Life is all about leaning, adopting and converting all the struggles that we experience into something positive.

 

9. The Fox & The Grapes

Short Moral Stories - The Fox & The Grapes

One afternoon a fox was walking through the forest and spotted a bunch of grapes hanging from over a lofty branch.

“Just the thing to quench my thirst,” he thought.

Taking a few steps back, the fox jumped and just missed the hanging grapes. Again the fox took a few paces back and tried to reach them but still failed.

Finally, giving up, the fox turned up his nose and said, “They’re probably sour anyway,” and proceeded to walk away.

 

Moral of the story: 

It’s easy to despise what you can’t have.

 

10. The Lion & The Poor Slave

Short Moral Stories - The Lion & The Poor Slave

A slave, ill-treated by his master, runs away to the forest. There he comes across a lion in pain because of a thorn in his paw. The slave bravely goes forward and removes the thorn gently.

The lion without hurting him goes away.

Some days later, the slave’s master comes hunting to the forest and catches many animals and cages them. The slave is spotted by the masters’ men who catch him and bring him to the cruel master.

The master asks for the slave to be thrown into the lion’s cage.

The slave is awaiting his death in the cage when he realizes that it is the same lion that he had helped. The slave rescued the lion and all other caged animals.

 

Moral of the story: 

One should help others in need, we get the rewards of our helpful acts in return.

 

Summary

Here’s a quick recap on the 10 best short moral stories:

  1. An old man lived in the village
  2. The wise man
  3. The foolish donkey
  4. Having a best friend
  5. The four smart students
  6. The greedy lion
  7. The two friends & the bear
  8. The struggles of our life
  9. The fox & the grapes
  10. The lion & the poor slave

If you haven’t seen our original article, with slightly more detailed inspirational short stories, check it out!

Do you have any other favorite short moral stories? Leave a comment below.

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The 10 Best Motivational Speakers in the World

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The Best Motivational Speakers in the World

Who are the best motivational speakers of all time?

Motivational speakers have had an enormous impact on my life, and millions of others, no matter what their personal situation in life may be.

Their words are so powerful and inspirational, you just have to listen to their stuff on a daily basis. So it brings me to this post.

I’ve been enjoying a lot of motivational videos recently, have been creating my own, and have ended up listening to a lot of wonderful speeches.

 

Top 10 Best Motivational Speakers

But who are the best motivational speakers in the world?

Here’s my list of the top 10 motivational speakers in the world.

These are the people you need to be following, listening to and watching on YouTube. They have transformed many people’s lives including mine.

 

10. Nick Vujicic

Nick Vujicic - Best Motivational Speakers in the World

Nick Vujicic was born on December 4th 1982 in Melbourne, Australia. Vujicic was born with Tetra-Amelia syndrome, a very rare disorder whereby someone is born with an absence of all four limbs.

This no doubt ably, made things incredibly tough for Nick growing up, as he struggled both mentally and physically.

It led to him founding his very own non-profit organization called ‘Life Without Limbs’. Nick Vujicic is a true inspiration to us all, and if you’ve watched some of his motivational speeches on YouTube, you’ll realize just how much he’s been able to adapt to a life without limbs.

Many people with this disorder might not be willing to work hard in order to truly push their abilities.

He can type 43 words a minute on a computer. That’s right, you heard me correctly. This is a guy who has an absence of all four limbs, but can type 43 words per minute on a computer.

I encourage you to watch some of his videos on YouTube, and see exactly what I’m talking about.

“It’s a lie to think you’re not good enough. It’s a lie to think you’re not worth anything.” – nick Vujicic

 

9. Brian Tracy

Brian Tracy - Best Motivational Speakers in the World

Brian Tracy was born on January 5th 1944 in Vancouver, Canada, and is the CEO of Brian Tracy International, a company that specifically sets out to help individuals and organizations develop, train and grow.

Brian’s ultimate goal is to help other people achieve their goals more efficiently and be able to achieve their full potential.

That definitely sets the foundation for being one of the best motivational speakers in the world.

His lifetime achievements are phenomenal, consulting huge numbers of businesses, hosting huge numbers of seminars and conducting  years and years of research in Business, Economics, Psychology and Philosophy.

There’s no more to say other than the title given on his website: Professional Speaker, Best Selling Author, Entrepreneur and Success Expert. Check out some of the best Brian Tracy quotes.

“No one lives long enough to learn everything they need to learn starting from scratch. To be successful, we absolutely, positively have to find people who have already paid the price to learn the things that we need to learn to achieve our goals.” – Brian Tracy

 

8. Robin Sharma

Robin Sharma - Best Motivational Speakers in the World

Robin Sharma was born in 1964 in Nepal, and straight out of the Dalhousie University School of Law, became a professional lawyer. But he went much further in his career than being a fully qualified and successful lawyer.

Sharma has written a total of 15 published books, from 1995 – 2011, on the subjects of self-help and leadership. One of his most popular books written; ‘The Monk Who Sold his Ferrari’, has sold over 5 million copies worldwide.

The book is all about a character called Julian, who decides to sell his home and Ferrari to go on a spiritual journey, after being the victim to a sudden heart attack.

Some may say that Robin Sharma’s more of a motivational author rather than speaker, but he deserves to be on this list. He’s written 12 global best sellers, and is an expert author in the world of leadership and self development.

“Dreamers are mocked as impractical. The truth is they are the most practical, as their innovations lead to progress and a better way of life for all of us.” – Robin S. Sharma

 

7. Wayne Dyer

Dr. Wayne Dyer - Best Motivational Speakers in the World

Dr. Wayne Dyer was born on May 10th 1940 in Detroit, and spent the majority of his childhood in an orphanage.

Dyer was in the U.S Navy after graduating high school, from 1958 to 1962. He then received his degree in counselling, a profession that he chose to work in for a while before taking it one step further.

Dyer left his teaching job and started pursuing a career in motivational speaking, holding various lectures across the states and becoming an incredibly popular author.

The first book that Dyer ever wrote has now had over 35 million copies sold and he’s proceeded to continue with his lecture tours, release various audio tapes and publish a regular stream of books.

“Passion is a feeling that tells you: this is the right thing to do. Nothing can stand in my way. It doesn’t matter what anyone else says. This feeling is so good that it cannot be ignored. I’m going to follow my bliss and act upon this glorious sensation of joy.” – Wayne Dyer

 

6. Zig Ziglar

Zig Ziglar - Best Motivational Speakers in the World

Zig Ziglar was born on November 6th, 1926 in Alabama, and passed away on November 28th in 2012.

Ziglar has 11 siblings, and at the age of five years old, his father died of a stroke, and his sister passed away two days later. Zig actually served in the army from 1935 – 1946 during World War II.

Ziglar met his wife Jean when he was just 17 years old, and after the war began to work as a salesman for many different companies, eventually becoming the vice president for the Automotive Performance company.

He started taking part in motivational seminars, and also wrote his first book in 1975 titled: ‘See You at the Top’. This was the first of at least 15 books he’d written during the period of 1975 and 2012.

A lot of wisdom has come from Zig Ziglar over the years and he is definitely one of the best motivational speakers in the world.

“You were designed for accomplishment, engineered for success, and endowed with the seeds of greatness.” – Zig Ziglar

 

5. Arnold Schwarzenegger

Arnold Schwarzenegger - Best Motivational Speakers in the World

Arnold Schwarzenegger was born on July 30th 1947, in Austria. We all know him as the world famous professional bodybuilding champion, and there’s a very inspirational story behind Arnie’s bodybuilding success.

Schwarzenegger served in the Austrian army at the age of 18 years old for 1 year, which at the time was compulsory for all 18-year-old males.

During this time, he would still manage to fit in his workouts between all the training and drills, whilst most people were resting. He snuck out of the camp to compete in the Junior Mr. Europe contest, which he ended up winning.

Arnold’s discipline towards his training was incredible, and the fact that he was willing to disobey the rules of the army and sneak out of the camp to compete in the contest, just goes to show how badly he wanted it.

Nowadays, he’s an inspiration to many bodybuilders and a great source of motivation for anyone wanting to be successful.

“For me life is continuously being hungry. The meaning of life is not simply to exist, to survive, but to move ahead, to go up, to achieve, to conquer.” – Arnold Schwarzenegger

 

4. Jim Rohn

Jim Rohn - Best Motivational Speakers in the World

Jim Rohn was born September 17th, 1930 in Yakima, Washington, and passed away on December 5th, 2009. He was a very successful entrepreneur, at one time being a Vice President of a very successful sales company, Nutri-Bio.

However, after the company eventually went out of business, he was invited to speak at a meeting of one of his clubs.

After this meeting, he was invited to speak at many other events and began making a name for himself. Rohn was a wise businessman and managed to impart much of this wisdom to others.

He’s definitely earned the right to be on this list of the best motivational speakers in the world.

“If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.” – Jim Rohn

 

3. Les Brown

Les Brown - Best Motivational Speakers in the World

Les Brown was born on February 17th, 1945 in Miami, Florida. He was adopted by Mamie Brown, and whilst in grade school, was declared “educably mentally retarded”.

Despite this and the emotional issues, it brought upon him; he was encouraged by others to continue to learn and be the best he could be. Leading him to unlock his full potential.

Les is another motivational speaker who is incredibly popular among the motivational video compilations that others create. Because his speeches are so deep and meaningful that they really get through to people.

His top-selling books: ‘It’s Not over until You Win!’ and ‘Live Your Dreams’ are truly inspirational and well worth the read.

“When life knocks you down, try to land on your back. Because if you can look up, you can get up. Let your reason get you back up.” – Les Brown

 

2. Tony Robbins

Tony Robbins - Best Motivational Speakers in the World

Tony Robbins was born on February 29th, 1960 in Los Angeles. His life at home when he was young was described by him as abusive and chaotic. It was because of this that he left home at the age of 17.

Originally when starting out in the world of motivational speaking, Robbins was promoting seminars for Jim Rohn. He later decided to begin his own journey by hosting his own seminars.

Tony has affected and changed so many people’s lives in a positive way through his seminars, motivational speeches, inspirational quotes and best-selling books.

Search for him on YouTube and several videos will pop up showing him change someone’s life.

The favorites of mine that I’ve watched, are where he cures a young man’s stutter in 7 minutes and saves another guy’s marriage in 8.

“One reason so few of us achieve what we truly want is that we never direct our focus; we never concentrate our power. Most people dabble their way through life, never deciding to master anything in particular.” – Tony Robbins

 

1. Eric Thomas

Eric Thomas - Best Motivational Speakers in the World

Eric Thomas, born and raised in Detroit, was homeless at the age of 16 years old. But Eric decided that he wanted to make a better life for himself, to become someone with a life he could be proud of.

E.T did just that, and you can now check out powerful advice from Eric Thomas on YouTube. Including his “Thank God It’s Monday” series.

He also managed to get the education he missed out on whilst he was homeless and pushed himself further to achieve all the qualifications he dreamed of being able to achieve.

Eric Thomas has become one of the best motivational speakers in the world. His YouTube videos are legendary and his best-selling books have taken in millions of dollars in revenue.

E.T’s speeches are so popular, that you’ll find he’s featured in roughly 90% of the motivational videos that others create and upload to YouTube, using compilations of clips, speeches, and music.

“When you want to succeed as bad as you want to breathe, then you’ll be successful.” – Eric Thomas

 

Summary

I hope you enjoyed this list of the top 10 best motivational speakers in the world. Many of these speakers are featured within some of the videos we included in our new list of ultimate gym motivation. Take a look and see what you think.

Here’s a quick recap on the list of the best motivational speakers in the world::

  1. Eric Thomas
  2. Tony Robbins
  3. Les Brown
  4. Jim Rohn
  5. Arnold Schwarzenegger
  6. Zig Ziglar
  7. Dr. Wayne Dyer
  8. Robin Sharma
  9. Brian Tracy
  10. Nick Vujicic

Who’s your favorite of the 10 best motivational speakers? Do you still agree with the current order of this list? Leave a comment below.

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The 10 Most Inspirational Short Stories I’ve Heard

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Top 10 Most Inspirational Short Stories I’ve Heard

Short Inspirational stories are powerful reads;

The great thing about them is that they’re so easy to digest, and there’s always a moral at the end of the story.

Whether they’re true stories or not is another thing, as many of them are legends supposedly hundreds of years old.

However, the stories that I’m talking about are so powerful and inspirational that many of them really do get you thinking and even leave you speechless at times.

 

The 10 Best Inspirational Short Stories

I’ve been reading plenty of these short stories in the past couple of weeks and found the lessons behind them truly wonderful. So I’ve decided to write out this article highlighting the 10 most inspirational short stories I’ve heard.

Next to the subheadings, in brackets, I’ve put what the story’s lesson is all about, with a short description of the moral of the story at the end of each section.

 

10. The Elephant Rope (Belief)

The Elephant Rope (Inspirational Short Stories)

A gentleman was walking through an elephant camp, and he spotted that the elephants weren’t being kept in cages or held by the use of chains.

All that was holding them back from escaping the camp, was a small piece of rope tied to one of their legs.

As the man gazed upon the elephants, he was completely confused as to why the elephants didn’t just use their strength to break the rope and escape the camp. They could easily have done so, but instead, they didn’t try to at all.

Curious and wanting to know the answer, he asked a trainer nearby why the elephants were just standing there and never tried to escape.

The trainer replied;

 

“when they are very young and much smaller we use the same size rope to tie them and, at that age, it’s enough to hold them. As they grow up, they are conditioned to believe they cannot break away. They believe the rope can still hold them, so they never try to break free.”

 

The only reason that the elephants weren’t breaking free and escaping from the camp was that over time they adopted the belief that it just wasn’t possible.

 

Moral of the story:

No matter how much the world tries to hold you back, always continue with the belief that what you want to achieve is possible. Believing you can become successful is the most important step in actually achieving it.

 

9. Thinking Out of the Box (Creative Thinking)

Thinking Out of the Box (Inspirational Short Stories)

In a small Italian town, hundreds of years ago, a small business owner owed a large sum of money to a loan-shark. The loan-shark was a very old, unattractive looking guy that just so happened to fancy the business owner’s daughter.

He decided to offer the businessman a deal that would completely wipe out the debt he owed him. However, the catch was that we would only wipe out the debt if he could marry the businessman’s daughter.

Needless to say, this proposal was met with a look of disgust.

The loan-shark said that he would place two pebbles into a bag, one white and one black.

The daughter would then have to reach into the bag and pick out a pebble. If it was black, the debt would be wiped, but the loan-shark would then marry her. If it was white, the debt would also be wiped, but the daughter wouldn’t have to marry the loan-shark.

Standing on a pebble-strewn path in the businessman’s garden, the loan-shark bent over and picked up two pebbles.

Whilst he was picking them up, the daughter noticed that he’d picked up two black pebbles and placed them both into the bag.

He then asked the daughter to reach into the bag and pick one.

The daughter naturally had three choices as to what she could have done:

  1. Refuse to pick a pebble from the bag.
  2. Take both pebbles out of the bag and expose the loan-shark for cheating.
  3. Pick a pebble from the bag fully well knowing it was black and sacrifice herself for her father’s freedom.

She drew out a pebble from the bag, and before looking at it ‘accidentally’ dropped it into the midst of the other pebbles. She said to the loan-shark;

 

“Oh, how clumsy of me. Never mind, if you look into the bag for the one that is left, you will be able to tell which pebble I picked.”

 

The pebble left in the bag is obviously black, and seeing as the loan-shark didn’t want to be exposed, he had to play along as if the pebble the daughter dropped was white, and clear her father’s debt.

 

Moral of the story:

It’s always possible to overcome a tough situation throughout of the box thinking, and not give in to the only options you think you have to pick from.

 

8. The Group of Frogs (Encouragement)

The Group of Frogs (Inspirational Short Stories)

As a group of frogs was traveling through the woods, two of them fell into a deep pit. When the other frogs crowded around the pit and saw how deep it was, they told the two frogs that there was no hope left for them.

However, the two frogs decided to ignore what the others were saying and they proceeded to try and jump out of the pit

Despite their efforts, the group of frogs at the top of the pit were still saying that they should just give up. That they would never make it out.

Eventually, one of the frogs took heed to what the others were saying and he gave up, falling down to his death. The other frog continued to jump as hard as he could. Again, the crowd of frogs yelled at him to stop the pain and just die.

He jumped even harder and finally made it out. When he got out, the other frogs said, “Did you not hear us?”

The frog explained to them that he was deaf. He thought they were encouraging him the entire time.

 

Moral of the story:

People’s words can have a big effect on other’s lives. Think about what you say before it comes out of your mouth. It might just be the difference between life and death.

 

7. A Pound of Butter (Honesty)

A Pound of Butter (Inspirational Short Stories)

There was a farmer who sold a pound of butter to a baker. One day the baker decided to weigh the butter to see if he was getting the right amount, which he wasn’t. Angry about this, he took the farmer to court.

The judge asked the farmer if he was using any measure to weight the butter. The farmer replied, “Honor, I am primitive. I don’t have a proper measure, but I do have a scale.”

The judge asked, “Then how do you weigh the butter?”

The farmer replied;

 

“Your Honor, long before the baker started buying butter from me, I have been buying a pound loaf of bread from him. Every day when the baker brings the bread, I put it on the scale and give him the same weight in butter. If anyone is to be blamed, it is the baker.”

 

Moral of the story:

In life, you get what you give. Don’t try and cheat others.

 

6. The Obstacle In Our Path (Opportunity)

The Obstacle in Our Path (Inspirational Short Stories)

In ancient times, a King had a boulder placed on a roadway. He then hid himself and watched to see if anyone would move the boulder out of the way. Some of the king’s wealthiest merchants and courtiers came by and simply walked around it.

Many people loudly blamed the King for not keeping the roads clear, but none of them did anything about getting the stone out of the way.

A peasant then came along carrying a load of vegetables. Upon approaching the boulder, the peasant laid down his burden and tried to push the stone out of the road. After much pushing and straining, he finally succeeded.

After the peasant went back to pick up his vegetables, he noticed a purse lying in the road where the boulder had been.

The purse contained many gold coins and a note from the King explaining that the gold was for the person who removed the boulder from the roadway.

 

Moral of the story:

Every obstacle we come across in life gives us an opportunity to improve our circumstances, and whilst the lazy complain, the others are creating opportunities through their kind hearts, generosity, and willingness to get things done.

 

5. The Butterfly (Struggles)

The Butterfly (Inspirational Short Stories)

A man found a cocoon of a butterfly.

One day a small opening appeared. He sat and watched the butterfly for several hours as it struggled to force its body through that little hole.

Until it suddenly stopped making any progress and looked like it was stuck.

So the man decided to help the butterfly. He took a pair of scissors and snipped off the remaining bit of the cocoon. The butterfly then emerged easily, although it had a swollen body and small, shriveled wings.

The man didn’t think anything of it and sat there waiting for the wings to enlarge to support the butterfly. But that didn’t happen. The butterfly spent the rest of its life unable to fly, crawling around with tiny wings and a swollen body.

Despite the kind heart of the man, he didn’t understand that the restricting cocoon and the struggle needed by the butterfly to get itself through the small opening; were God’s way of forcing fluid from the body of the butterfly into its wings. To prepare itself for flying once it was out of the cocoon.

 

Moral of the story:

Our struggles in life develop our strengths. Without struggles, we never grow and never get stronger, so it’s important for us to tackle challenges on our own, and not be relying on help from others.

 

4. Control Your Temper (Anger)

Control Your Temper (Inspirational Short Stories)

There once was a little boy who had a very bad temper. His father decided to hand him a bag of nails and said that every time the boy lost his temper, he had to hammer a nail into the fence.

On the first day, the boy hammered 37 nails into that fence.

The boy gradually began to control his temper over the next few weeks, and the number of nails he was hammering into the fence slowly decreased.

He discovered it was easier to control his temper than to hammer those nails into the fence.

Finally, the day came when the boy didn’t lose his temper at all. He told his father the news and the father suggested that the boy should now pull out a nail every day he kept his temper under control.

The days passed and the young boy was finally able to tell his father that all the nails were gone. The father took his son by the hand and led him to the fence.

 

“you have done well, my son, but look at the holes in the fence. The fence will never be the same. When you say things in anger, they leave a scar just like this one. You can put a knife in a man and draw it out. It won’t matter how many times you say I’m sorry, the wound is still there.”

 

Moral of the story:

Control your anger, and don’t say things to people in the heat of the moment, that you may later regret. Some things in life, you are unable to take back.

 

3. The Blind Girl (Change)

The Blind Girl (Inspirational Short Stories)

There was a blind girl who hated herself purely for the fact she was blind. The only person she didn’t hate was her loving boyfriend, as he was always there for her. She said that if she could only see the world, she would marry him.

One day, someone donated a pair of eyes to her – now she could see everything, including her boyfriend. Her boyfriend asked her, “now that you can see the world, will you marry me?”

The girl was shocked when she saw that her boyfriend was blind too, and refused to marry him. Her boyfriend walked away in tears, and later wrote a letter to her saying:

 

“Just take care of my eyes dear.”

 

Moral of the story:

When our circumstances change, so does our mind. Some people may not be able to see the way things were before, and might not be able to appreciate them. There are many things to take away from this story, not just one.

This is one of the inspirational short stories that left me speechless.

 

2. Puppies for Sale (Understanding)

Puppies for Sale (Inspirational Short Stories)

A shop owner placed a sign above his door that said: “Puppies For Sale.”

Signs like this always have a way of attracting young children, and to no surprise, a boy saw the sign and approached the owner; 

 

“How much are you going to sell the puppies for?” he asked.

 

The store owner replied, “Anywhere from $30 to $50.”

The little boy pulled out some change from his pocket. “I have $2.37,” he said. “Can I please look at them?”

The shop owner smiled and whistled. Out of the kennel came Lady, who ran down the aisle of his shop followed by five teeny, tiny balls of fur.

One puppy was lagging considerably behind. Immediately the little boy singled out the lagging, limping puppy and said, “What’s wrong with that little dog?”

The shop owner explained that the veterinarian had examined the little puppy and had discovered it didn’t have a hip socket. It would always limp. It would always be lame.

The little boy became excited. “That is the puppy that I want to buy.”

The shop owner said, “No, you don’t want to buy that little dog. If you really want him, I’ll just give him to you.”

The little boy got quite upset. He looked straight into the store owner’s eyes, pointing his finger, and said;

 

“I don’t want you to give him to me. That little dog is worth every bit as much as all the other dogs and I’ll pay full price. In fact, I’ll give you $2.37 now, and 50 cents a month until I have him paid for.”

 

The shop owner countered, “You really don’t want to buy this little dog. He is never going to be able to run and jump and play with you like the other puppies.”

To his surprise, the little boy reached down and rolled up his pant leg to reveal a badly twisted, crippled left leg supported by a big metal brace. He looked up at the shop owner and softly replied, “Well, I don’t run so well myself, and the little puppy will need someone who understands!”

 

1. Box Full of Kisses (Love)

Box Full of Kisses (Inspirational Short Stories)

Some time ago, a man punished his 3-year-old daughter for wasting a roll of gold wrapping paper. Money was tight and he became infuriated when the child tried to decorate a box to put under the Christmas tree.

Nevertheless, the little girl brought the gift to her father the next morning and said, “This is for you, Daddy.”

The man became embarrassed by his overreaction earlier, but his rage continue when he saw that the box was empty. He yelled at her; “Don’t you know, when you give someone a present, there is supposed to be something inside?”

The little girl looked up at him with tears in her eyes and cried;

 

“Oh, Daddy, it’s not empty at all. I blew kisses into the box. They’re all for you, Daddy.”

 

The father was crushed. He put his arms around his little girl, and he begged for her forgiveness.

Only a short time later, an accident took the life of the child.

Her father kept the gold box by his bed for many years and, whenever he was discouraged, he would take out an imaginary kiss and remember the love of the child who had put it there.

 

Moral of the story:

Love is the most precious gift in the world.

 

Summary of the 10 Best Inspirational Stories

Here’s a quick summary of the 10 best short inspirational stories:

  1. Box Full of Kisses (Love)
  2. Puppies for Sale (Understanding)
  3. The Blind Girl (Change)
  4. Control Your Temper (Anger)
  5. The Butterfly (Struggles)
  6. The Obstacle in Our Path (Opportunity)
  7. A Pound of Butter (Honesty)
  8. The Group of Frogs (Encouragement)
  9. Thinking Out of the Box (Creative Thinking)
  10. The Elephant Rope (Belief)

Thanks for reading these inspirational short stories. Some of them left me speechless for a minute or two, and it really does make us think.

If you know of any other inspirational short stories that you think should be featured on the list, then let me know in the comments below or drop me an email and I’ll feature them in part two later on in the year.

Which are your favorite inspirational short stories? Leave a comment below.

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