Finance

The 10 Best Credit Cards in America

Published

2 years ago

Apr 10, 2023

Matt McIntyre

Which are the best credit cards in America?

Depending on your needs, using credit cards to pay for purchases can be really handy.

However, there’s currently no one size fits all credit card that ticks all the boxes in terms of points, cash-back, travel rewards and foreign transaction fees.

Also, if you’re looking to rebuild your credit score then there are specific credit cards for that.

So, we’ve put together a list of the 10 best credit cards in America that should give you a good idea of what might work best for you.

Don’t forget to consider the annual fee, interest rate after the introductory bonus period and all the general rewards and perks.

Handy tip: Set a reminder in your calendar of your annual fee date of each card a month before it’s due. This will give you some time to cancel the card or renegotiate the terms.

Table of Contents

The 10 Best Credit Cards in America

The list of American credit cards and figures mentioned below have been compiled from various sources around the web, such as The Balance, Value Penguin & The Points Guy.

These are the 10 best credit cards in America:

10. OpenSky® Secured Visa® Credit Card

We thought it would be a good idea to kick off the list with a card that’s suited for people with a low credit score and who are looking to rebuild their credit.

The OpenSky® Secure Visa® Credit Card doesn’t require a credit check, which is great news if you’re still in the mix of tidying up your credit history or have some outstanding debts. Applying for the card will also have no impact on your credit score!

Next, you can set your own credit limit. This is done by paying a refundable deposit between $200 – $3000, which becomes the foundation of your credit limit, so you’re in total control of your limit from day one.

You can use your card to make all your normal everyday purchases and set up automated email alerts to make sure you never miss your minimum payment.

With that said, you should always aim to pay your credit card off in full every month. That’s just good practice.

This will build strong financial habits and show the three major credit bureaus that you’re responsible and can manage your money.

The card comes with a small annual fee of $35 and the APR is 19.4% variable.

Once you build-up some good history, you can then start to think about applying for an unsecured credit card from another lender.

9. Citi Simplicity® Card

Ok, so if you’re already carrying a balance and looking to buy yourself some more time, this could be the card for you.

The Citi Simplicity® Card comes with a 21-month 0% introductory APR on all balance transfers and a 12-month 0% intro APR on purchases.

After the initial introductory period ends, your interest rate will switch to 16.74% – 26.74% variable depending on your credit score.

Something to bear in mind is the balance transfer fee. There’s either a $5 or 5% fee depending on which one is greater on each transfer.

Now, there’s plenty of other cards that don’t charge a fee, but most of their introductory balance transfer periods are much shorter than the Simplicity card.

So, it’s still better for most people to go with this card, as you can save more on interest payments than the balance transfer fee itself.

Also, the Simplicity card comes with no annual fees, late fees or penalty rates!

8. Ink Business Preferred℠ Credit Card

The next credit card on the list will appeal to all the business owners out there.

With 80,000 points up for grabs when you spend $5,000 in the first 3 months, this card is great if you have a lot of business expenses you can purchase with your card.

When you redeem those points through Chases’ Ultimate Rewards Program, it equates to roughly $1,000 worth of rewards.

As with most cards from Chase, this one also comes with no foreign transaction fees and a small $95 annual fee.

In terms of earning points, this card gives you 3 points per $1 spent on the first $150,000 in combined purchases.

Bear in mind that this is limited to certain categories including, travel, advertising, internet and cable services.

For all other purchases, you’ll receive 1 point per $1 spent with no limits on what you can earn.

Seeing as this is a business credit card, you’ll also benefit from free employee cards at no additional expense.

You can set individual spending limits for each employee and keep an eye on your expenses using the mobile app.

The Ink Business Preferred Credit card comes with a 17.99% – 22.99% variable APR depending on your creditworthiness.

7. Gold Delta SkyMiles® Credit Card from American Express

The next best credit card in America is the first offering on our list from American Express.

The Gold Delta SkyMiles® card comes with no annual fees in your first year and a 30,000 point bonus when you spend $1,000 in your first 3 months.

You’ll also get a $50 statement credit after you make a Delta payment in your first three months.

When you use the card to make purchases directly with Delta, you’ll receive 2 miles for every $1 spent, and for everything else you’ll receive 1 point per $1 spent.

The APR for this card sits between 17.74% – 26.74% variable on purchases and has no foreign transaction fees.

Your first checked baggage fee is covered by the card and once you’re on an eligible flight, you can use your card to receive an extra 20% off food, beverages and audio headsets.

Just remember that after the first year, you’ll be charged $95 to continue using the card.

6. Chase Sapphire Reserve®

This card has been highly regarded as one of the best cards in the market for a long time.

To start with, if you spend $4,000 in your first three months, you’ll earn yourself a nice 50,000 bonus points, which can be exchanged for up to $750 in travel credit if you use Chases reward portal.

Next, you’ll receive 3 points for every dollar spent on travel purchases and dining and 1 point on everything else.

On top of that, Chase gives you a $300 travel credit, cardless access to premium business lounges and a $100 application fee credit for Global Entry or TSA PreCheck.

Now, the card does come with a pretty steep annual fee of $450, but the majority of this can be offset using the $300 travel credit. That leaves $150 which can easily be justified by the global business lounge access.

Bear in mind that you’ll more than likely need an excellent credit history to get approved for this card, so plan your application wisely.

5. The Platinum Card® from American Express

Probably one of the most recognisable and desired credit cards on the market, the Platinum Card from American Express comes with some pretty good perks.

With a $550 dollar annual fee, it’s easy to start trying to justify what makes this card so good.

Well, after you spend $5,000 in your first three months, you’ll earn yourself 60,000 bonus points.

Then, you can earn 5x membership reward points when you book flights directly with airlines or with American Express Travel.

If you’re an Uber person, you’ll receive $15 a month Uber credit and $20 in December, which equates to $200 in annual Uber savings.

Next, you’ll get $200 airline fee credit per calendar year, global business lounge access and an average total of $550 of hotel and resort benefits.

Once you add up all the discounts and perks, the hefty annual fee is vastly reduced. The total bonus points value equates to approximately $1200.

4. Capital One® Venture® Rewards Credit Card

In fourth place, we have a credit card that offers unlimited 2x miles on every dollar spent, which is awesome if you’re looking for a travel credit that’s simple but still provides high-earning potential.

As a new cardmember, you’ll receive 50,000 bonus miles when you spend $3,000 on purchases within the first 3 months of account opening.

The card comes with no annual fee in the first year, no foreign transaction fees and 17.99% – 25.24% variable APR. After your first year, the annual fee comes in at $95.

At the moment, Capital One is also offering 10x miles per dollar spent at hotels.com/venture, through January 2020.

If you’re looking for good travel rewards credit card, then you can’t really go wrong with this one.

It’s not the most optimal card for redeeming points for cash, so you might want to consider another credit card on the list for that.

3. American Express® Gold Card

The American Express Gold Card is one of the best cards on the market.

It has really good reward point system, allowing cardholders to earn 4 points per dollar spent in U.S. supermarkets, up to $25,000 per year, 4 points per dollar spent at restaurants around the world, 3 points per dollar spent on flights booked through the airline or using Amex travel, and 1 point per dollar spent on everything else.

If the reward points aren’t enough, then how about an extra $100 airline fee credit, no foreign transaction fees and a $10 monthly statement credit when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth’s Chris Steak House, Boxed, and participating Shake Shack locations.

So, if you regularly eat out at one of these places, then you could save yourself an extra $120 a year plus gain a considerable amount of points.

2. Blue Cash Preferred® from American Express

The forth American Express card on our list is the Blue Cash Preferred® card.

If you’re looking for a cashback card specifically, then this one could be right up your street.

To start with, you’ll get yourself $250 statement credit when you spend $1,000 on purchases in your first 3 months.

Next, you’ll earn 6% cash back rewards at U.S supermarkets up to $6,000 in purchases a year, 3% on purchases at U.S gas stations, 3% on ground transportation, 6% on specific US TV and music streaming services, and 1% on everything else.

After the initial 12 months 0% introductory period, the APR will be between 14.99% – 25.99% variable and you’ll pay a $95 annual fee.

If this card is of interest to you, you’ll need to make sure your credit history is in good order as it requires excellent credit.

1. Chase Sapphire Preferred® Card

Topping the list of the 10 best credit cards in America is the Chase Sapphire Preferred® Card.

This card is a good all-rounder. It has no foreign transaction fees, a small $95 annual fee and a good sign up bonus for new members.

You’ll receive 60,000 bonus points when you spend $4,000 in your first 3 months. Similar to the Chase Sapphire Reserve® Card, if you redeem the points through the Chase Ultimate Rewards portal, they’ll be worth $750!

When spending on the card, you’ll receive two points for every dollar spent on travel and dining purchases and one point for every dollar spent on all other purchases.

Again, if you choose to redeem your points through the Chase Ultimate Rewards program, then your points will be worth 25% more.

What sets this card apart from the rest is that the points you earn are part of the Chase Ultimate Rewards program. This means that you can transfer your points to 12 different travel programs, ultimately increasing your travel options, which is far better than all other options out there.

Again, like some of the other premium credit cards on the list, make sure you check your credit score before applying for this card as it requires a good score to be approved.

Summary

We hope you enjoyed our list of the 10 best credit cards in America.

Whether you’re just getting started in the credit card world, or you’re looking for your next card, use this list to find a credit card that’s suitable for your needs.

Just remember to double-check everything, write down key dates and set up automatic payments from the get-go!

Here’s a quick recap of the best credit cards to apply for in the US:

Chase Sapphire Preferred® Card
Blue Cash Preferred® from American Express
American Express® Gold Card
Capital One® Venture® Rewards Credit Card
The Platinum Card® from American Express
Chase Saphire Reserve®
Gold Delta Sky Miles® Credit Card from American Express
Ink Business Preferred Credit Card
Citi Simplicity® Card
Open Sky® Secured Visa® Credit Card

What’s your favourite American credit card? Leave a comment below.

Finance

The 10 Biggest Banks in the World

Published

1 year ago

Jul 23, 2023

Matt McIntyre

Which are the biggest banks in the world?

The success and wealth of the majority of the banks in the world can be attributed to how well their economy is doing as well as other factors.

It’s no surprise to see the “Big Four” occupying the top spots as usual, as their economies continue to grow year on year, due to expanding trade markets and export being on the up!

If you don’t really know anything about banking and are curious to find out what the worlds biggest banks are, then here’s a list of the 10 biggest banks in the world, determined and ranked in order of their total assets.

Table of Contents

The 10 Biggest Banks in the World

The list of banks and figures mentioned below have been compiled from various sources around the web, such as Wikipedia, Investopedia & Dough Roller.

These are the 10 biggest banks in the world:

10. Crédit Agricole Group

Total Assets: $2.13 Trillion

The tenth biggest bank in the world is Crédit Agricole Group, a French-owned bank and one of the largest companies in France.

It’s the worlds largest co-operative financial institution, and in 1990, became an international full-service banking group.

This consisted of thirty-nine Crédit Agricole regional banks and a vast network of local banks.

Its headquartered in Montrouge, France and serves a variety of customers around the world.

The bank controls a significantly large part of the French banking system and is known for its working historical ties within the farming industry.

According to recent data, Crédit Agricole has an approximate current total asset balance of $2.13 trillion dollars.

9. Bank of America (BAC)

Total Assets: $2.35 Trillion

Bank of America is the second-biggest banking institution in America, with assets totalling $2.35 trillion dollars.

It serves approximately 10.73% of all American bank deposits and primarily deals with commercial banking, wealth management and investment banking.

Founded in 1784, and headquartered in Charlotte City, North Carolina, Bank of America now serves clients all over the world and from its 5,000 financial retail centres.

Bank of America is also one of the largest companies in the United States, employing over 208,000 people. In 2008, it acquired Merrill Lynch, making it the worlds largest wealth manager.

Bank of America has an approximate current total asset balance, according to recent data, of $2.35 Trillion.

8. BNP Parabis

Total Assets: $2.33 Trillion

Next on the list is BNP Parabis, which is a French international banking group.

It’s currently the worlds eighth-largest bank by its total number of assets and can be found operating in seventy-seven countries.

The bank was formed through a merger in 2000, between Banque Nationale de Paris (BNP) and Paribas.

Its origins date back as far as 1848 when it is believed the bank was first founded.

Headquartered in Paris, France, BNP Parabis employs over 190,000 people and receives the majority of its annual revenue from everyday client accounts.

7. HSBC Holdings PLC

Total Assets: $2.55 Trillion

HSCB Holdings PLC is a British multinational investment bank and financial holdings company.

By 2018, it was considered to be the seventh-largest bank in the world and the largest in Europe.

The bank has more than one thousand locations and eighty offices in the UK, and four-hundred and sixty throughout the United States.

With over four million customers worldwide, HSBC offers private banking, corporate finance and retail and commercial banking to its customers.

Its headquartered in London, England and currently employs over 235,000 people.

HSBC can be found in roughly sixty-five countries around the globe and is listed on both the London Stock Exchange and the Hong Kong Stock Exchange.

6. JPMorgan Chase & Co

Total Assets: $2.62 Trillion

Financial services holding company and multinational investment bank, JPMorgan Chase & Co is the biggest bank in America and the sixth-largest in the world.

Providing products to its clients in over 100 countries, they are involved with asset management, investment services, wealth management and securities.

JPMorgan Chase & Co was the result of several large banks merging together in 2000 and is now one of the most expensive companies in the world.

Headquartered in Manhattan, New York City, JPMorgan Chase & Co is now also one of the largest investment companies in the world.

For retail and credit card purposes, the bank operates under the name “Chase”.

5. Mitsubishi UFJ Financial Group

Total Assets: $2.81 Trillion

Coming in at number five on our list of the biggest banks in the world is the Mitsubishi UFJ Financial Group.

Being the fifth-biggest bank in the world, it has total assets of $2.81 trillion dollars and is Japans largest bank holding financial group.

It is one of the main companies of the Mitsubishi Corporation and offers its customer a variety of services including, commercial banking, asset management, trust banking and international finance.

The bank was created in 2005 after a merger between two of Japans Largest banks, the Mitsubishi Tokyo Financial Group and UFJ holdings.

It’s currently headquartered in Osaka city and employs over 106,000 people.

4. Bank of China

Total Assets: $3 Trillion

The next Asian bank on our list and the first of the “Big Four”, is the Bank of China.

It is one of the four biggest state-owned commercial banks in China and was founded in 1912 by the republican government, and is now considered to be the oldest bank in mainland China.

It’s headquartered in Bejing, China and employs approximately 310,000 people, with offices in over twenty countries.

The bank offers investment banking, insurance and investing services, personal loans, credit cards, mortgages and asset and liability management.

Approximately 70% of the company is owned by the Chinese Government, with assets totalling just over $3 trillion.

3. Agricultural Bank of China

Total Assets: $3.2 Trillion

The next of the “Big Four” banks of China, AgBank, as it’s also known, is the third biggest bank in the world and one of the ten largest companies on the planet.

Founded in 1951, Agbank has branches in Seoul, Tokyo, Singapore, Sydney, New York, London and many more in the world biggest cities.

Headquartered in Beijing, it employs over 444,000 people and is owned entirely by the state.

It has 320 million retail customers and 2.7 million corporate clients around the world; which are taken care of from one of its 24,000 branches.

In 2010, AgBank went public, achieving the worlds biggest ever IPO at the time, which has since been beaten by Alibaba.

The bank’s approximate assets, according to the latest data, are in the region of $3.2 trillion.

2. China Construction Bank Corporation

Total Assets: $3.3 Trillion

The second-biggest bank in the world is China Construction Bank Corporation.

The third of the “Big Four” on our list, CCB, as it’s often abbreviated too; has approximately 13,629 domestic branches and has overseas branches in Frankfurt, Barcelona, Luxembourg, Hong Kong, New York, Seoul and several other major cities.

Headquartered in the Xicheng district, Beijing; CCB employs over 333,000 people and offers both corporate banking and personal banking.

Examples of what they offer on the personal side are credit cards, personal loans, deposits and wealth management.

Whereas the commercial side offers, credit, company e-banking, loans, commercial loans and credit lines.

According to the latest data, CCB’s total assets are approximately $3.3 trillion.

1. Industrial & Commercial Bank Of China

Total Assets: $4.2 Trillion

The world’s biggest bank is Industrial & Commerical Bank of China, which is also the largest bank in China and the biggest of China’s “Big Four”.

By the total number of assets, customers, employees, loans and deposits; ICBC, as it’s often referred to, completely dominates the rest of the biggest banks in the world.

The state-owned bank was founded in 1984 as a limited company and has grown to be the largest public company in the world by its sheer number of assets.

It’s headquartered in Beijing, China, and employs a whopping 460,000 people across branches in Asia, Europe, America and Oceania.

The 70% government-owned company ranked number one overall in “The Bankers Top 1000 World Banks ranking” and first on the Forbes Global 2000 of the world’s biggest public companies.

ICB’s total assets are thought to be in the region of $4.2 trillion dollars according to the latest data.

Summary

We hope you enjoyed our list of the 10 biggest banks in the world.

What do you think? Is bigger necessarily better than smaller ones?

It’s an interesting question, and the answer will differ for everyone, however, generally speaking, the larger the bank, the larger its capabilities and offerings.

It’s not true for all the banks on our list, but generally, most of them offer something for everyone and can assist you with all your personal and commercial financial interests.

If you enjoyed this article, check out:

Here’s a quick recap of the 10 biggest banks in the world:

Industrial & Commerical Bank Of China
China Construction Bank Corporation
Agricultural Bank of China
Bank of China
Mitsubishi UFJ Financial Group
JPMorgan Chase & Co
HSBC Holdings PLC
BNP Parabis
Bank of America (BAC)
Crédit Agricole Group

Which of these are you a member of? Leave a comment below.

Finance

The 10 Cheapest Countries to Live in Worldwide

Published

1 year ago

Jul 23, 2023

Matt McIntyre

Have you ever dreamt of living in a country where all your living expenses are under $1,000?

Well, if you have, then you’ll be pleased to know that the countries listed below offer exactly that!

This list has been created based on accommodation and living expenses per month, for a single person living on their own.

From countries in the Far East to tropical paradises in Central America, these are the 10 cheapest countries to live in worldwide.

Enjoy!

Table of Contents

The 10 Cheapest Countries to Live in Worldwide

The list of countries and figures mentioned below have been compiled from various sources around the web, such as Forbes, Wikipedia & Nomad List.

These are the 10 cheapest countries to live in worldwide:

10. Cambodia

Cost: $812/Month

Kicking off our list of the cheapest countries to live in worldwide, is Cambodia.

Cambodia is centrally located in South East Asia and is also known as “Kampuchea, or the Kingdom of Cambodia.

It’s approximately 181,035 square kilometres in area and borders Thailand, Laos, Vietnam & The Gulf Of Thailand.

Cambodia’s capital city is Phnom Penh and its total population is around sixteen million people.

Overall, the cost of living in Cambodia is very cheap, costing under $1,000 a month.

Renting a small one-bedroom studio apartment in one of the cheapest cities in Cambodia, Sihanoukville, will cost you around $246 a month, or $32 a night in an Airbnb.

The currency in Cambodia is called “Riel” (KHR), and roughly 97.7% of the population practice Buddhism.

9. Thailand

Cost: $679/Month

Thailand is the ninth cheapest country to live in worldwide.

Officially called The Kingdom of Thailand, and previously called Siam, Thailand is a country located in the centre of South-East Asia and has 76 provinces.

At over 513,120km², Thailand is the fiftieth largest country in the world, with a total population of just over sixty-nine million people.

A one-bedroom studio apartment in one of the cheapest cities, Udon Thani, will cost you around $199 a month, or $40 a night in an Airbnb.

Thailands capital city is Bangkok, the currency is Thai Baht and 94.50% of the population are Buddhists.

8. Malaysia

Cost: $588/Month

Next on the list is Malaysia, costing as little as $588 a month for basic accommodation and living expenses.

Like the previous two countries, Malaysia is also located in South East Asia, and borders, Singapore, Thailand, Vietnam and Indonesia.

Malaysia consists of thirteen states and three federal territories, which are separated by the South China Sea into two regions.

The regions, the Peninsular of Malaysia and East Malaysia, are of similar size and the total area of Malaysia is 330,803km².

Malaysia’s has a total population of 31.6 million people and Kuala Lumpur is its capital city.

When booking accommodation, you’ll be looking at spending around $209 a month for a one-bedroom apartment in one of the cheapest cities, like Kota Kinabalu, or $35 a night for an Airbnb.

In Malaysia, you can enjoy a beer for around $1,57, a coffee for $0.60 and a basic meal out dinner out for $1.69.

7. Mexico

Cost: $587/Month

Mexico can be found in the southernmost portion of the United States.

As well as boarding the U.S., it also borders the Pacific Ocean, Guatemala, Belize, the Caribbean Sea and the Gulf of Mexico.

Mexico is the fifth-largest nation in the Americas, covering an approximate 2,000,000 km², and the thirteenth-largest state.

It has a current population of just over 129 million people and Mexico City is its capital.

83% of the population is Catholic and Mexico’s currency is Pesos (MXN).

A month in a one-bedroom studio apartment, in one of the cheapest cities in Mexico, Queretaro, will cost you around $256 a month, or $24 a night in an Airbnb.

When it comes to the essentials, like beer, coffee and eating out, you’re looking at spending around $1.54 for a beer, $1 for a coffee and $3.10 for a meal out.

6. Peru

Cost: $543/Month

The sixth cheapest country in the world to live in is Peru.

For an average living cost of around $543 a month, this Spanish speaking country is well worth checking out if you’re looking for a cheap place to live.

Peru is a country located in the western part of South America. It borders, Ecuador, Colombia, Brazil, Bolivia, Chile and the Pacific Ocean.

Its current population is 32.17 million people, spread over a total area of 1,285,216 km².

73.7% of its population is Roman Catholic and the Peruvian currency is Sol (Pen).

When booking your accommodation, you’ll be looking at spending around $198 a month for a one-bedroom apartment in the city centre, or $24 a night for an Airbnb. These prices are based on the city of Arequipa.

Whilst you’re there, you going to need to eat and drink. A normal size beer will cost you around $1.47, a coffee is approximately $0.98 and a meal out can be as little as $2.94.

5. Argentina

Cost: $542/Month

Coming in at number five on our list is Argentina.

A mere $542 a month can get a single person accommodation and living expenses for a whole month in one of the cheapest cities in Argentina, Salta.

Argentina is another Spanish speaking country, located in the southern half of South America.

It borders, Chile, Bolivia, Paraguay, Brazil, Uruguay, the South Atlantic Ocean and the Drake Passage.

Argentina is the eighth-largest country in the world and the second largest after Brazil, with a total population of just over 44 million people and covering a mainland area of 2,780, 400 km².

If you’re considering living in Argentina, as it’s one of the cheapest countries in the world; then you’ll be pleased to know that you can get a one-bedroom apartment for $100 a month, or roughly $27 a night depending on the time of year. This will be located in the city of Salta.

A meal out will cost you approximately $1.70, beer is around $0.80 and coffee is roughly $0.55.

4. Vietnam

Cost: $500/Month

Vietnam will cost you all of $500 to live in for an entire month, as it’s one of the cheapest countries in the world by far.

It’s the easternmost country on the South-East Asian Indochinese Peninsula and shares borders with China, Laos and Cambodia.

Vietnam has approximately 95.5 million people living across a total of 331,212 km².

Its capital city is Hanoi, but Ho Chi Minh city is its most populated city.

When choosing a place to stay in Vietnam, the cheapest city, Nah Trang, will cost you around $259 a month for a one-bedroom apartment in the city, or $24 a night in an Airbnb.

All your other essentials like food, beer and coffee will cost approximately, $0.58 for a coffee, $0.86 for a beer and $1.73 for a meal out.

There are lots of cheap things to do to keep you busy in Vietnam, and once you’ve been living there for a while, like most places on the list, you’ll probably be able to find even cheaper accommodation and activities.

3. Nepal

Cost: $450/Month

Breaking the $500 a month mark is Nepal, which is the third cheapest country to live in worldwide.

Nepal is located in South-East Asia, mainly in the Himalayas, but also includes parts in the Indo-Gangetic Plain.

It has a total current population of 29.3 million people living across a total landmass of 147,181km².

Bordering China and India, Nepal is the forty-eighth largest country by population and the ninety-third largest country by area in the world.

$164 will get you a one-bedroom studio apartment in one of Nepal’s cheapest cities, Pokhara; or you’ll spend approximately $23 a night in an Airbnb.

One beer will cost you around $1, coffee is approximately $0.73 and a meal out can cost around $2.08.

2. Bolivia

Cost: $431/Month

Bolivia is a landlocked country, located in the western part of South-America.

Its current population is approximately 11.05 million people living across a total area of 1,098,581km².

The capital city of Bolivia is Sucre, and Bolivia is made up of a multiethnic society, including, American Indians, Africans, Asians, Europeans and Mestizos.

Bolivia is the fifth largest country in South America and the 27th largest country in the world.

For those of you that speak Spanish, you’ll be pleased to know that Spanish is the official and predominant language of Bolivia; however, there are also thirty-six other indigenous languages spoken in the country.

A one-bedroom studio apartment in La Paz, one of the cheapest cities in Bolivia, will cost you around $145 a month, or $23 a night in an Airbnb.

Both beer and coffee are around about $1 each, and you certainly won’t break the bank when eating out, as a typical meal will cost you all of $2.

1. Indonesia

Cost: $340/Month

The cheapest place to live in, worldwide, is Indonesia.

Indonesia, or the Republic of Indonesia, is located between the Indian and Pacific oceans, in South-East Asia.

Home to approximately 17,000 islands, it’s the worlds largest island country and has a total population of 264 million people, which also makes it the worlds 4th most populated country.

There are certain places in Indonesia, like Bali and Jakarta that are more comparable on price to other major western cities around the world.

However, places like Senggigi in Lombok can provide you with accommodation and living expenses for as little as $340 a month.

You’re looking at paying approximately $142 a month for a one-bedroom studio apartment, or $12 a night for a hotel.

The luxury essentials like beer, coffee and coconuts cost as little as $0.89 for a beer, $0.10 for a coconut, $0.71 for coffee and $1.77 for a meal out.

Indonesia is the cheapest country to live in worldwide.

Summary

We hope you enjoyed our list of the 10 cheapest countries to live in worldwide. If you liked this list, then check out our list of the 10 most expensive countries to live in as well.

How about that, $340 a month for all your accommodation and living expenses, that’s amazing, right?

And, to top it off, you’ll also be living on a tropical paradise island!

So, you can sip coconuts and go to the beach whenever you want. How good is that?!

Here’s a quick recap of the 10 cheapest countries to live in worldwide:

Indonesia – $340
Bolivia – $431
Nepal – $450
Vietnam – $500
Argentina – $542
Peru – $543
Mexico – $587
Malaysia – $588
Thailand – $679
Cambodia – $812

Which of these cheapest countries could you live in? Leave a comment below.

Finance

The 10 Best Job Search Websites

Published

1 year ago

Jul 23, 2023

Andy Dilks

What are the best job search websites to use?

Whether you’re fresh out of college looking for your first job or a seasoned veteran after an executive role, a job search website is essential to help you find your next [position.

This guide will take you through the best websites you can use for job hunting and how you can take advantage of their features to build a healthy and lucrative career.

Table of Contents

The Best Job Search Websites

We’ve covered the tools and features that help you build your profile, upload a resume, and connect with potential employers to bring you this comprehensive job search website guide.

Here’s our list of the 10 best job search websites:

10. GetWork

Best For: Up-To-Date Job Listings

Formerly known as LinkUp, GetWork is an online job board that uses its own proprietary technology to compile job listings from over ten thousand other job search sites.

The service aims to upload all new job listings found within an hour, making it one of the most up-to-date job search sites you can find.

Everything is displayed through a neat and simple interface, making it a great job search engine for people who want to cut straight to the application process.

GetWork is on the limited side when compared to other job search sites, without the extensive articles and quizzes that give a more in-depth user experience.

But this relative lack of comprehensive features isn’t necessarily a downside, particularly if you’re job hunting on a tight schedule and want to avoid distractions that decrease productivity.

There are vacancies listed across a broad spectrum of industries, too, covering everything from finance and law to marketing, healthcare, and tech jobs.

It’s also free to use, and if you sign up for an account you can save job postings for later and receive new job alerts via email as and when they are posted.

Pros:

Free to use
Companies and vacancies are verified
Speedy job posting updates

Cons:

Can’t apply for roles through GetWork
Limited features

Bottom Line

While GetWork is on the limited side when it comes to bells and whistles, its rapid update of job vacancies and streamlined interface makes it a good job search website for job seekers who want to cut to the chase.

9. Snagajob

Best For: Urgent Job Openings

With a strong jobs market causing more students to drop out of college and seek employment, positions for hourly workers are becoming increasingly sought after.

Snagajob is designed specifically for these types of jobs, with an emphasis on roles for hourly workers and part-time jobs, rather than career veterans.

With job opportunities from over 700,000 employers in the US and Canada, Snagajob has over 100 million users registered on their service.

Established in 2010, Snagajob covers a wide range of industries that offer hourly employment, from daycare and hospitality to manufacturing and food processing facilities.

The site’s job search engine is easy to use, displaying the major logos of listed companies, as well as their location, job description, and hourly pay rates.

It also comes with a handy commute calculator to help potential applicants figure out how much it will cost them to travel from home to their new place of work.

Additional filters enhance the overall experience, including one that shows positions that require applicants urgently, making Snagajob perfect for those looking to get hired as soon as possible.

If you’re a job seeker with a limited resume who needs to get working in the short term, Snagajob’s comprehensive listings and hourly rate job boards are among the best job search sites you can use.

Pros:

Plenty of vacancies listed
Excellent filtering system
Covers a broad range of industries

Cons:

Only hourly jobs are listed
Lacks some useful features

Bottom Line

Snagajob might be unsuitable for career-minded people looking for a high-paying role, but those who want an hourly rate job at short notice will find plenty of vacancies of interest in their service.

8. AngelList

Best For: Startup Jobs

Founded in 2010, AngelList set out with the specific aim of facilitating new jobs for the thousands of startups looking to hire the best talent.

With a focus on tech sector startups, AngelList hosts jobs for over 100,000 startups and includes some well-known companies such as Slack and Spotify on their database.

Online publishing, health and beauty apps, and other cutting-edge emerging job sectors are all present, which can be easily searched for or browsed using handy filters to narrow down the results.

When applying for a position through AngelList, the system will tell you the name and title of the person you’re applying to, so you can better tailor your cover letter.

It’s a completely free system, and all you need to do to get started is upload your resume to send out applications.

AngelList is also committed to transparency, providing information on salary and equity options, the amount of investment a company has raised, and other details to help applicants make a fully informed decision.

There are also assessment-based tools and a quiz to help match you up with the best possible positions, along with modules to help with interviews and other educational resources.

Pros:

Plenty of high-quality startup jobs
Ideal for those looking for tech jobs
Great transparency

Cons:

The database could be bigger
Limited industries listed

Bottom Line

If you’re tired of contemplating the harsh reasons why you’re still broke, AngelList’s top-tier quizzes and profiling will help you find the best job at some of the leading tech startups to suit your talent stack.

7. Scouted

Best For: Recent College Graduates

Another excellent and free-to-use job search site is Scouted, which was originally set up in 2015 and bought out by recruiter.com in 2021.

It covers all the basic features you can expect from a job search engine, with the ability to upload a copy of your resume and include links to your social media and LinkedIn pages.

Where Scouted excels is with its approach to the integration of personal attributes alongside traditional skills-based metrics.

With Scouted, applicants can answer a series of questions and evaluations to help match them with job positions that are best suited to their temperament and ambitions.

This unique approach makes Scouted a fantastic job search website for those who are just entering the job market, for instance, recent college graduates looking for their first role.

There are also plenty of handy search and filtering options to make browsing job vacancies quick and simple, with the service’s AI further improving the results given.

The simplicity of the Scouted system makes it an ideal job search site to pop onto when taking a break from your lunchtime life hacks, checking out the latest listings with minimal fuss.

They’ve even included a set of virtual interview questions to help practice with, and answering these can increase the chances of landing a new job by 58%.

While Scouted might not have quite the same extensive listings as some of its rivals, its innovative approach to profile creation makes it a great option for those new to the jobs market.

Pros:

Comprehensive profile options
High-quality selection of jobs posted
Great user interface

Cons:

The database isn’t the largest
Adding and updating your profile can be time-consuming

Bottom Line

With its innovative approach that combines your resume with your skillset, Scouted is one of the best job search websites for people fresh out of college looking for their first job to kickstart a successful career.

6. ZipRecruiter

Best For: Profiling Options

ZipRecruiter is another fantastic website for job seekers who want an uncomplicated system to help them with their job searching endeavors.

The job search engine is incredibly straightforward: simply enter your keyword, location, and distance, and the system will pull up the best results for your criteria.

It displays the basic information you need in these results, including the employer, and the first line of the job description while clicking on the link shows the full details.

There’s also a Quick Apply feature, which allows registered users to fire off their resumes to employers who are signed up to the feature at the click of a button.

Perhaps the best aspect of ZipRecruiter is the extensive profile options, which go beyond the basic profile options of work and education history and biography, and resume.

You can also include a photograph, a list of your social networks, and a detailed list of your skills and professional certifications.

Additional tools such as search filters make hunting down the best jobs posted for your skillset even easier, and everything is intuitive to use.

Employers can find plenty here to appeal to their needs, too, with the “Invite to Apply” tool a particularly useful feature for tracking down local candidates relevant for the positions posted.

Pros:

Free to use service
An extensive list of job openings
Impressive options for profiles

Cons:

Filtering could be better
A limited number of additional features

Bottom Line

ZipRecruiter might lack a comprehensive range of job opportunities, but its easy-to-use interface and detailed profile options make it a great job search site for job seekers after a fuss-free experience.

5. FlexJobs

Best For: Flexible and Remote Jobs

One of the most fundamental shifts in how businesses operate in the aftermath of the pandemic is the rise of hybrid and remote working, which looks set to stay even as normality returns.

FlexJobs recognizes the need for dedicated job search sites with an eye on flexible and remote workers, making it the ideal choice for those who prefer to continue to work from home.

The site includes jobs from every industry that allows workers to perform their roles from home and also covers full-time, part-time, and freelance jobs.

There are also decent filtering options available on FlexJobs, allowing you to narrow down your searches to include information on scheduling requirements, salary, seniority, and more.

In addition to comprehensive search and filter options, there are also a series of articles and events to help you find the right job, along with handy video guides.

Profile options are extensive, and the site’s approach to confirming valid listings makes sure that everything that comes up in search results is viable and current.

To get the most out of the FlexJob system, you’ll need to sign up for a membership, with fees at the time of writing coming in at $6.95 for a week or $49.95 for a full year.

This fee will give you access to the site’s full range of services, including more detailed information on job listings, coaching discounts, and resume reviews.

The membership fee also covers discounts on premium tools and services often widely used by freelancers and remote workers, for example, access to Audible and Grammarly.

If you’re looking for a traditional office-based job, then FlexJob won’t offer the results you need, but for work from home enthusiasts, it’s one of the best job search sites you can find.

Pros:

Ideal for remote jobs
Exceptional filtering options
Loaded with great features

Cons:

Limited access to features with a free account
The search system could be better

Bottom Line

FlexJobs is one of the best job search sites for remote and flexible workers looking to change careers, and while a subscription is required to get the most out of it, the impressive selection of vacancies makes it a worthwhile investment.

4. Glassdoor

Best For: Company Data And Reviews

Created in 2008, Glassdoor has since become one of the most-used job search engines available, reaching millions of prospective employers and employees around the world.

With 110 million company reviews, it’s also one of the best job search sites for information on employers to help job seekers make the best decisions.

Users can search for open positions and find comprehensive information on their company culture, salary, benefits, and other useful details.

Setting up a profile on Glassdoor is easy, with uploading a resume and signing up for email alerts completed in a matter of minutes.

When viewing job listings, you can check out an overview of the company as well as reviews and anonymous ratings from current employees.

This information can be a potential game-changer, allowing applicants to better prepare for interviews and improve communication skills to tailor their approach to their application.

What’s truly impressive about Glassdoor is the amount of data available, with the site allowing you to dig into everything from the work-life balance you can expect when working there, to the company’s industry, size, age, and career progression.

This excellent transparency has helped shape Glassdoor as the best job search site for those who prefer to conduct as much research as possible into a company before sending a resume.

Pros:

Excellent selection of job listings
A feature-rich platform
Includes detailed information on salaries and businesses

Cons:

Can be a little fiddly to use
The amount of data available can be overwhelming

Bottom Line

With millions of job listings available on the site along with excellent filtering and search options and incredibly detailed company information, Glassdoor is one of the leading job search sites currently available.

3. Monster

Best For: A Broad Selection Of Job Opportunities

Monster is one of the biggest job search websites available, boasting millions of job listings spanning every conceivable industry and sector.

Positions listed cover all commitment levels, too, so if you’re looking for part-time work or only want to work remotely, Monster will display results that cater to your requirements.

Whether you’re looking for an entry-level position as a college graduate, or an executive role at a leading multinational corporation, Monster will have something for you.

It’s also one of the easiest to use job search websites, with a quick and intuitive signup process where you can add your resume and other relevant details in a matter of minutes.

In addition to your resume, Monster lets users add their work and education history to their user profile, and updating this can be performed with little fuss.

While the filtering options aren’t as detailed as some of its closest rivals, if you know what you’re looking for it’ll give you accurate results to choose from.

It’s all completely free to use, but if you’re prepared to pay a little extra, Monster also includes useful resume and cover letter writing services to help you hone your presentation.

While Monster is lacking some useful features such as the ability to search for salary and location, the extensive range of vacancies it brings up makes it an online job board well worth bookmarking.

Pros:

An impressive list of job openings
Free to use
The interface is simple and intuitive

Cons:

Lacks some extra features
Payment required for resume and cover letter writing services

Bottom Line

With its overall neat and easy-to-use interface and a huge selection of job postings listed on its service, the Monster job search site is a solid all-rounder covering everything from part-time work to government jobs.

2. LinkedIn

Best For: Networking

LinkedIn is perhaps the best-known job search website currently available, accumulating over 800 million registered users since its creation in 2003.

What sets LinkedIn apart from its competitors is its excellent social networking features, in addition to performing as a host to a range of job boards.

Users can easily create a profile, which acts as a public digital resume and can be seen by all other users, helping to deliver a good first impression for recruiters and potential employers.

As with a resume, the profile options allow you to add your work history and educational background, along with other information to help sell your skills.

The ability to build up a list of connections, much like how you add friends on Facebook, makes LinkedIn more appealing than other job search engines, increasing your credibility and enhancing your overall network.

You can apply to open positions posted on LinkedIn and set up job alerts to inform you of any new vacancies suitable for your skills and experience.

Sign up for a premium membership with LinkedIn and you’ll gain access to insights into other applicants for positions you’ve expressed interest in, as well as the chance to send messages to people outside your network.

Pros:

Huge selection of job listings
Feature-rich service
Exceptional networking capabilities

Cons:

Some features are behind a paywall
The Facebook-style interface is a little dated

Bottom Line

One of the best-known job search websites, LinkedIn offers more than just job postings, with an invaluable social networking platform and other great features you won’t find on other platforms.

1. Indeed

Best For: Overall Job Hunting

Indeed is perhaps the most comprehensive job website available for job seekers, with millions of listings available on their job boards drawn from thousands of websites.

Whether you’re looking for how to get paid for helping other people, or landing your dream job in the entertainment industry, Indeed has positions that will suit your requirements.

It’s free to use, so you can access its excellent database in a matter of minutes after uploading your resume and basic information.

Additional tools allow you to search and compare salaries based on job title, set up job alerts, and find out more about prospective employers using the company career pages.

This feature includes plenty of comments and reviews from real employees, allowing you to gain further insights into companies you may be considering applying to.

You can also tailor your profile to include information about when you’re ready to start work, and if you need to post a job vacancy of your own, this can also be done for free.

While Indeed doesn’t include some of the features you can find on other job search engines, for the sheer volume of jobs available across a broad range of sectors, it’s hard to beat.

Pros:

Free to use
An impressive database of job listings
Neat and intuitive design

Cons:

Could be improved with more features
Skills assessment system can be fooled

Bottom Line

Indeed’s range of job postings covering every industry and sector you can think of, combined with its simple interface and absence of fees, makes it the best all-around job search site available.

Summary

We hope you’ve found this overview of the best job search sites a useful resource to help you start or develop your career.

As the information and services change, we’ll be updating this article to reflect the most up-to-date information, so be sure to check back in the future.

Here’s a quick recap of the 10 best job search websites: