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Dave Ramsey Net Worth

Emmy Wallin

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Dave Ramsey Net Worth

What is Dave Ramsey’s net worth?

Net Worth:$200 Million
Age:62
Born:September 3, 1960
Gender:Male
Height:1.88 m (6 ft 2 in)
Country of Origin:United States of America
Source of Wealth:Entrepreneur
Last Updated:March 8, 2023

Introduction 

As of September 2023, Dave Ramsey’s net worth is approximately $200 Million.

Dave Ramsey is an American radio show host and businessman from Tennessee.

Ramsey is best known for the syndicated radio program, ‘The Dave Ramsey Show’.

He has written numerous books including five The New York Times bestsellers.

 

Early Life

David Lawrence Ramsey III was born on the 3rd of September, 1960, in Antioch, Tennessee.

Both of Ramsey’s parents were real estate developers, so naturally, he was drawn into the industry from an early age.

Ramsey attended and graduated from Antioch High School and the University of Tennessee, Knoxville. His Bachelor of Science degree was in finance and real estate. 

After graduating high school in 1978, Ramsey took the real estate license exam, still just 18 years old.

This allowed him to begin selling property whilst he was simultaneously attending university.

 

Career

Ramsey’s career initially began in 1978, whilst he was still attending college.

Given the background of his parents, Ramsey had always been keen to get involved in the real estate industry.

 

Real Estate

Dave Ramsey initially focused on house flipping during the early days of his career.

There were times during the house-flipping stage of his life when he made many mistakes regarding calculations of renovation costs, the value of his own time, and so on. Which led to a couple of big losses here and there.

Ramsey has since admitted that in those days, he often made the mistake of thinking every foreclosure property was a good deal.

By 1986, as a real estate investor, doing business as Ramsey Investments, Inc., he had built a rental real estate portfolio worth more than $4 million.

At this stage, Ramsey has a personal net worth of around $1 million and was making at least $250,000/year.

 

Filing for Bankruptcy

In order to build a real estate portfolio worth over $4 million, Ramsey had to borrow a lot of money from banks.

One bank, in particular, had loaned Ramsey roughly $1.2 million.

When the bank was sold to another bank, Ramsey’s situation was put under review, and it was decided that the loans would be called in.

Another bank received word of the situation, and they decided to call in the $800,000 that Ramsey owed them.

This meant that Ramsey would have to come up with $2 million within the next 120 days, all of which was tied up in his real estate portfolio.

In an interview on the Iced Coffee Hour Podcast, Ramsey explains:

“We spent the next 2 and a half years losing everything we owned, being sued and foreclosed upon.”

Dave Ramsey officially filed for bankruptcy in September 1988.

 

The Lampo Group, Inc

What’s most interesting about Dave’s story is that his initial downfall was what led to him achieving true wealth.

After filing for bankruptcy, Ramsey began learning more about money, and how he should be managing his finances.

Some of the biggest principles he learned during this time were:

  • Get out of debt
  • Stay out of debt
  • Live on less than you make
  • Have a budget
  • Have a plan

After following these principles even for just a short period of time, his situation began to improve; so much so that people noticed.

Friends and family began asking him how he was able to pull himself out of his financial troubles, and that’s what led to him giving financial advice to people at his local church.

In 1988, Ramsey founded ‘The Lampo Group, Inc’, a financial counseling service now known by the name of ‘Ramsey Solutions’.

 

The Dave Ramsey Show

In 1992, Ramsey started his radio career by co-hosting The Money Game with Roy Matlock of Primerica.

The radio show is known for its 3-hour call-in format, where members of the public can call in explaining their financial situation and asking Ramsey for financial advice.

Common situations included both people with money learning to how invest it properly, and people in debt looking to get out of it.

Over time, this local show on one radio station in Nashville turned into The Dave Ramsey Show

Ramsey’s syndicated radio program, ‘The Dave Ramsey Show’, is heard on more than 500 radio stations throughout the United States and Canada, in podcast format, on IHeartRadio, the Dave Ramsey Show iOS application, live on YouTube, as well as live audio and video on DaveRamsey.com.

He has been featured on many media outlets including ‘The Oprah Winfrey Show’, ’60 Minutes’, and ‘The Early Show’.

He recorded a pilot and six unaired episodes of The Dave Ramsey Project for CBS. 

Ramsey claims that investors can get a 12% average annual return, which is the rate he uses in financial analyses.

In 2010, Ramsey received criticism on social media sites for building a large and lavish home. 

 

YouTube

The Ramsey Show YouTube channel was created in 2013, and it made the perfect platform for highlight videos of the show to be uploaded.

The channel now has over 2.3 million subscribers, and has been renamed to ‘The Ramsey Show – Highlights’.

The full-length shows can now be watched on a separate channel, just named ‘The Ramsey Show’.

People often prefer short-form content these days as opposed to watching a 3-hour show; taking multiple clips from a single show and publishing them as separate 10-minute videos have caused Ramsey’s YouTube channel to reach almost 1 billion views.

 

Dave Ramsey’s Net Worth

As of September 2023, Dave Ramsey’s net worth is $200 Million.

 

Highlights 

Here are some of the best highlights of Dave Ramsey’s career: 

  • Ramsey Solutions (1988)
  • The Dave Ramsey Show (Radio Program, 1992-)
  • The Money Game with Roy Matlock of Primerica (1992) 
  • 2.3 million YouTube subscribers (2023)

 

Favorite Quotes from Dave Ramsey

“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don’t back down.” – Dave Ramsey

“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they exceed the pain of change.” – Dave Ramsey

“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal because as my radio listeners know, normal is broke.” – Dave Ramsey

“Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.” – Dave Ramsey

“Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.” – Dave Ramsey

 

3 Inspirational Lessons from Dave Ramsey 

Dave Ramsey Success Lessons

Now that you know all about Dave Ramsey’s net worth, and how he achieved success; let’s take a look at some of the lessons we can learn from him: 

 

1. We Must Love

You know the saying, “It’s better to have loved and lost than never to have loved at all,” right? I know, we often dismiss cliches with a wave of the hand, but maybe it’s a truth so profound we can discuss it only with aphorisms.

Yes, we must love, even if it breaks our hearts—because, unless we love, our lives will flash by.

 

2. Love Isn’t Enough

Although we must love, love is not enough to survive: we must take action to show others we care, to show them we love. Yes, love is a verb.

 

3. Happiness is Not For Sale

We can’t buy happiness, yet we search the aisles, shelves, and pages of eBay in search of something more, of something to fill the void.

The stuff won’t make us happy, though—not in the long run, anyway. At best, material things will temporarily pacify us. At worst, they will ruin our lives: they will leave us empty, they will leave us depressed, and they will leave us even more alone – alone among a sea of trinkets.

The truth is we are all going to die, and heaping our tombs with treasure will not save us from this fate.

 

Frequently Asked Questions

 

How much is Dave Ramsey worth?

Dave Ramsey’s net worth is estimated to be $200 Million.
 

How old is Dave Ramsey?

Dave Ramsey was born on September 3, 1960, and is currently 63 years old.
 

How tall is Dave Ramsey?

Dave Ramsey’s height is 1.88 m, which is equal to 6 ft 2 in.
 

Summary

Dave Ramsey is a popular radio host who earned his net worth through his financial books, seminars, and the radio show “The Dave Ramsey Show”. This show is promoted with the tagline “It’s about your life and your money”.

As of September 2023, Dave Ramsey’s net worth is roughly $200 Million.

What do you think about Dave Ramsey’s net worth? Leave a comment below.

Emmy Wallin is a writer for Wealthy Gorilla. She is a young Swedish girl from Uppsala, who is currently traveling around the world. Emmy has a big passion for helping others and motivating people. Emmy has been studying celebrities careers, biographies, lifestyles, and net worths for over 3 years. She is the face behind the net worth profiles here on Wealthy Gorilla.

1 Comment

1 Comment

  1. Bob

    Mar 9, 2020 at 7:56 pm

    So he earn’t his money by talking about money?

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Entrepreneurs

Mike Adenuga Net Worth

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Mike Adenuga Net Worth

What is Mike Adenuga’s net worth?

Net Worth:$6 Billion
Age:70
Born:April 29, 1953
Gender:Male
Height:1.73 m (5 ft 8 in)
Country of Origin:Nigeria
Source of Wealth:Entrepreneur
Last Updated:September 18, 2023

Introduction 

Mike Adenuga is a Nigerian billionaire businessman and the second-richest person in Africa.

His company Globacom is Nigeria’s second-largest telecom operator, which has a presence in Ghana and Benin. He owns stakes in the Equitorial Trust Bank and the oil exploration firm Conoil. 

As of September 2023, Mike Adenuga’s net worth is estimated to be $6 Billion.

 

Early Life 

Michael Adeniyi Agbolade Ishola Adenuga Jr. was born on the 29th of April, 1953, in Ibadan, Nigeria.

His father was a school teacher while his mother was a businesswoman of royal Ijebu descent.

Adenuga received his secondary school education at Ibadan Grammar School, Ibadan, and Comprehensive High School, Aiyetoro, for his Higher School Certificate. He worked as a taxi driver to help fund his university education.

 

Career 

Entrepreneur

No stranger to hard work, Mike Adenuga helped fund his university education by working as a taxi driver before graduating from Northwestern Oklahoma State University.

In 1979, he achieved his first significant success by making his first million dollars from selling lace and distributing soft drinks.

Over the next 11 years, he consolidated his business, investing his profits and building a financial base that would catapult him into the big leagues.

A pivotal step in his career saw him obtain a drilling license in 1990, paving the way for his entry into the Nigerian oil industry.

His company, Consolidated Oil, discovered a commercial quantity of oil in 1990 in Southwestern Ondo State, a milestone for indigenous oil companies in Nigeria.

 

Businessman

Building on his successful oil venture, he was granted a conditional GSM license in 1999, marking his entry into the telecommunications sector.

Unfortunately, his initial license was revoked, but he persevered and secured a second GSM license in 2003 after a government auction.

Utilizing these lucrative licenses, Adenuga went on to establish Globacom (GLO), a telecom company that gained prominence in Nigeria expanding its footprint throughout the country.

He was so successful that he was named African Entrepreneur of The Year at the first African Telecoms Awards in 2007, highlighting his entrepreneurial excellence.

He joins fellow Nigerian businessmen and entrepreneurial mogul, Aliko Dangote on the list of Forbes Africa’s Billionaires for 2023.

 

Mergers and Acquisitions Specialist

In May 2015, Adenuga initiated a takeover bid for Comium Côte d’Ivoire, a mobile telecom operator in the Ivory Coast, with a  $600 million offer.

The years following Globacom Limited’s initial African expansion into Côte d’Ivoire saw the Nigerian multinational telecommunications company identify further opportunities abroad.

Headquartered in Lagos, GLO remained a privately owned telecommunications carrier with Adenuga holding a controlling interest in the company.

The company currently provides telecommunications services in four countries in West Africa, including Nigeria, the Republic of Benin, Ghana, and Côte d’Ivoire.

The international business community recognizes GLO and its impressive chairman, Dr. Mike Adenuga Jr., for his impressive achievements in a harsh and demanding business environment.

 

International Recognition

Forbes ranks him as Africa’s 6th richest man, with a personal net worth exceeding $7.3 Billion – ranking 324 on the list of world billionaires.

He built his fortune through diversification and acquisitions, utilizing his massive oil fortune to successfully launch his telecom business in Nigeria before expanding abroad. 

Pivotal to the success of his telecommunications company GLO, is the expansion of the service offering to include internet access in addition to phone services.

Starting in 2011, the company built an $800 million, high-capacity fiber-optic submarine cable that connected users to the internet via the United Kingdom.

They rolled out a 4G LTE service in 2016, offering subscribers fast and efficient broadband connectivity, snagging just under 40 million internet subscribers by 2020.

Mike Adenuga lives his life by following one of the famous Nelson Mandela quotes – “There is no passion to be found playing small.”

 

Philanthropist and Innovation Specialist

Adenuga and his companies support social and community development, making it a priority to engage in philanthropic efforts and support a variety of upliftment initiatives.

His innovative business strategies and personal leadership are pivotal in driving the growth of his diverse ventures and building an impressive African brand.

The businesses in his portfolio make a huge contribution to the economic development of West Africa, playing a vital role in the region’s development.

Key to his business growth and expansion is his unwavering commitment to job development, creating tremendous opportunities for communities in the region.

With his focus on indigenous business growth, Adenuga’s impressive achievements highlight the potential of African businesses on a global scale.

By providing the technological infrastructure to facilitate business, his telecom ventures contribute to advancing technology infrastructure across Nigeria and neighboring countries.

Adenuga has built an extensive global network, collaborating with business leaders like Microsoft founder Bill Gates who pledged $100 million to address malnutrition in Nigeria.

 

Mike Adenuga’s Net Worth

As of September 2023, Mike Adenuga’s net worth is $6 Billion.

 

Highlights 

Here are some of the best highlights of Mike Adenuga’s career: 

  • Globacom is Nigeria’s second-largest telecom operator
  • He owns stakes in the Equitorial Trust Bank
  • Grand Commander of the Order of the Niger (2012)
  • Commander of the Legion of Honour (2018)

 

Favorite Quotes From Mike Adenuga

“The harder you work, the luckier you get” – Mike Adenuga 

 

1 Strong Lesson From Mike Adenuga 

Now that you know all about Mike Adenuga’s net worth, and how he achieved success; let’s take a look at some of the lessons we can learn from him:

 

1. Grow Stronger Than Before

Accepting, embracing, and learning from the change makes you stronger and better than you were in the past. The ability to learn from your past makes you a better person. A person who is able to deal with the changes more easily and is able to move on without having any regrets in life. 

 

Frequently Asked Questions

 

How much is Mike Adenuga worth?

Mike Adenuga’s net worth is estimated to be $6 Billion.
 

How old is Mike Adenuga?

Mike Adenuga was born on April 29, 1953, and is currently 70 years old.
 

How tall is Mike Adenuga?

Mike Adenuga’s height is 1.73 m, which is equal to 5 ft 8 in.
 

Summary

Mike Adenuga is a Nigerian billionaire who is one of the richest Africans. 

With over 24 million customers in Nigeria, Globacom also operates in the Republic of Benin, where it recently acquired licenses to start businesses in Ghana and the Ivory Coast.

As of September 2023, Mike Adenuga’s net worth is $6 Billion.

What do you think about Mike Adenuga’s net worth? Leave a comment below. 

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Entrepreneurs

Giovanni Ferrero Net Worth

Emmy Wallin

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Giovanni Ferrero Net Worth

What is Giovanni Ferrero’s net worth? 

Net Worth:$28 Billion
Age:58
Born:September 21, 1964
Gender:Male
Height:Unknown
Country of Origin:Italy
Source of Wealth:Entrepreneur
Last Updated:March 8, 2023

Introduction 

Giovanni Ferrero is an Italian businessman from Italy.

Ferrero assumed the confectionery company Ferrero SpA after the death of his brother Pietro Ferrero in 2011.

He was born in Farigliano, Italy. In 1975, he moved to Brussels, Belgium, where he studied at the European Schools.[

As of September 2023, Giovanni Ferrero’s net worth is estimated to be roughly $28 Billion.

 

Early Life 

Giovanni Ferrero was born on the 21st of September, 1964, in Farigliano, Italy.

Ferrero is Maria Franca Fissolo and Michele Ferrero, the owner of the multinational confectionery corporation Ferrero.

In 1975, he moved to Brussels, Belgium, where he studied at the European Schools. Then he moved to the US, where he studied marketing at Lebanon Valley College.

 

Career 

The Ferrero Group originated when Ferrero’s grandfather, Pietro Ferrero, opened a chocolate shop in Alba, Italy, in 1946, Forbes reported. The store’s main product was Supercrema. A hazelnut spread born from wartime chocolate shortages; it was the precursor to Nutella.

Over 70 years later, the Ferrero Group is the world’s second-largest confectionery company. Bloomberg reported that the company sold $11.9 billion worth of sweets in the fiscal year ending in August 2018.

Thanks to various product additions and company acquisitions, the Ferrero Group’s products now include Tic Tac mints; Kinder chocolates; Baby Ruth, Butterfinger, and Crunch candy bars; and Keebler, Famous Amos, and Little Brownie Bakers cookies; in addition to Nutella and Ferrero Rocher, according to a July press release.

Giovanni and his brother Pietro became the company’s co-CEOs in 1997.

Ferrero makes brands such as Nutella, Ferrero Rocher, and Tic Tac. They do over $11 billion a year in revenue and employ more than 20,000 people.

As of September 2023, Giovanni Ferrero’s net worth is estimated to be roughly $28 Billion.

 

Highlights 

Here are some of the best highlights of Giovanni Ferrero’s career: 

  • Ferrero leads Ferrero SpA
  • He became joint-CEO of Ferrero (1997)

 

Favorite Quotes From Giovanni Ferrero

“Tradition is like a bow. The more we stretch the bowstring, the farther we can throw the arrows of modernity and innovation.” – Giovanni Ferrero 

“Soon, we’ll be able to delist. We’re pleased with the chances of expanding into the British market that the purchase of Thorntons grants us.” – Giovanni Ferrero 

“I am very confident that Mr. Lapo Civiletti will ensure continuity in reaching business goals and effectively support the Group in its growth objectives. He has been chosen for his business acumen, vision, and mission-driven orientation while truly fostering the Ferrero culture and core values.” – Giovanni Ferrero 

“I am sure that the new Governance will boost our company’s growth while staying true to our roots. This will be the essential step to combine “the best of our worlds”: our distinctive entrepreneurship, our managerial excellence, and the quality of all our people, the perfect blend for success.” – Giovanni Ferrero 

 

3 Life Lessons From The Ferrero Family

Now that you know all about Giovanni Ferrero’s net worth and how he achieved success; let’s take a look at some of the strongest lessons we can learn from him and his family: 

 

1. Seizing The Opportunity

Ferrero’s father, pastry maker Pietro, is credited with creating the recipe for Nutella. He added hazelnut to the first batch in 1964 when cocoa was in short supply – but it was Michele who built the Nutella brand and decided to take it to the masses. Ferrero is estimated to be the world’s fourth-largest chocolate confectionery company.

More than 365,000 tonnes of Nutella are produced each year in 11 factories around the world.

The company’s largest market is Germany, followed by Italy and France.

 

2. Innovation Is Key

Not content with just one product, Ferrero developed Kinder chocolate in 1968 and won children’s hearts worldwide from 1974 when the Kinder Surprise eggs became available. According to the Ferrero website, more than 30 billion Kinder Surprise eggs have been sold.

 

3. Give Back To Your Community

The foundation offers financial support to former employees who worked for the Ferrero Group for at least 25 years and educational, creative, and recreational initiatives for all former employees. Give back. 

 

Frequently Asked Questions

 

How much is Giovanni Ferrero worth?

Giovanni Ferrero’s net worth is estimated to be $28 Billion.
 

How old is Giovanni Ferrero?

Giovanni Ferrero was born on September 21, 1964, and is currently 59 years old.
 

How tall is Giovanni Ferrero?

Giovanni Ferrero’s height is Unknown.
 

Summary

Giovanni Ferrero is the richest man in Italy and the secretive billionaire behind the Ferrero Group.

The Ferrero Group is the world’s second-largest chocolatier and the maker of Nutella, Ferrero Rocher, and Tic Tacs.

Ferrero will drive the Group by focusing on long-term strategies, new business directions, and breakthrough innovation while assuring continuity in the company’s culture and values.

As of September 2023, Giovanni Ferrero’s net worth is estimated to be roughly $28 Billion. 

What do you think about Giovanni Ferrero’s net worth? Leave a comment below. 

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Entrepreneurs

Joseph Lau Net Worth

Emmy Wallin

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Joseph Lau Net Worth

What is Joseph Lau’s net worth? 

Net Worth:$7.2 Billion
Age:72
Born:January 1, 1951
Gender:Male
Height:Unknown
Country of Origin:China
Source of Wealth:Entrepreneur
Last Updated:March 8, 2023

Introduction 

Joseph Lau is a Hong Kong billionaire.

Lau owns a 61% stake in Chinese Estates Holdings, and his fortune is estimated by Forbes at $15.1 billion as of April 2017. Lau is an avid art collector, and in 2017 Forbes has estimated the value of his collection to be a total of $1 billion. 

As of September 2023, Joseph Lau’s net worth is estimated to be roughly $7.2 Billion. 

 

Early Life 

Joseph Lau Luen Hung was born on the 21st of July, 1951, in Hong Kong.

He has a younger brother and two younger sisters. Lau married Bo Wing-Kam in 1977, and they were divorced in 1992.

He became the majority shareholder of Chinese Estates Holdings when he acquired a 43% stake in the company through Evergo in 1986. Since then, he’s expanded his real estate investments through a series of acquisitions. 

 

Career 

Joseph Lau reportedly had a 61% stake in Chinese Estates Holdings, a significant Chinese investment holding company based in Hong Kong, China – its subsidiaries principally engaging in property investment and development, brokerage, securities investment, and money lending.

In 2007, Lau was among the first of seven purchasers of a Boeing 787 Dreamliner jet for his private use and according to the Sunday Times. He also owns one of the world’s finest red wine collections, with at least 10,000 bottles.

He is also known as an avid art collector. In 2012, the Macau Court of Final Appeal confirmed that Lau and Steven Lo were involved in offering Macau’s former public works chief Ao Man-long HK$20 million over the bid for five plots of land opposite Macau International Airport.

Lau and Lo were charged with bribery and money laundering. They both denied the charges, and Lo earlier told the court that the HK$20 million was an initial payment to construction company San Meng Fai.

In 2014 Lau and Lo were found guilty of the charges against them in Macau’s Court of First Instance. Lau was sentenced to five years and three months in prison, but he appealed.

As of September 2023, Joseph Lau’s net worth is estimated to be roughly $7.2 Billion. 

 

More Entrepreneurs:

 

How Does Joseph Lau Spend His Money? 

Joseph Lau spends some of his money on his massive art collection and wine. 

 

Joseph Lau’s Art Collection and Wine Collection 

Lau is a well-known art collector, and the total value of his art collection is estimated to be $1 billion. He owns more than 10,000 bottles of red wine.

In October 2020, the sales of Lau’s French wines at Sotheby’s in Hong Kong brought a total of $6.8 million, more than doubling pre-sale expectations.

 

Highlights 

Here are some of the best highlights of Joseph Lau’s career: 

  • Becomes the largest shareholder of Chinese Estates, a property developer, with a 43% stake (1986)
  • Buys Pablo Picasso’s “Buste de Femme” for $67.4 million (2015)

 

Favorite Quotes From Joseph Lau and His Wife Chan 

“Prior to the breakup, I maintained and took care of Ms. Lui and gave her lots of money, jewelry, and other gifts, the total value of which exceeded HK$2 billion.” – Joseph Lau 

“The pandemic is the biggest challenge for me. People show little appetite for shopping, and our leasing business is under increasing pressure to cut rent. My team and I have been trying a lot of methods to attract consumers.” – Chan Hoi-wan

“He’s been a businessman for many years, so he’s always thinking about the market and business even when just staying at home. But unless I ask him for an opinion, he will not talk about company business with me.” – Chan Hoi-wan 

 

3 Powerful Lessons From Joseph Lau

Now that you know all about Joseph Lau’s net worth and how he achieved success; let’s take a look at some of the lessons that we can learn from him:

 

1. Get Out There 

If you want something out of life, you have to go out there and get it, because it is not just going to be given to you.¨

 

2. Live 

Live life to the fullest, and focus on the positive. 

 

3. Listen More 

The leader’s job is to pay attention to what other people say, especially those who think their views don’t count. 

 

Frequently Asked Questions

 

How much is Joseph Lau worth?

Joseph Lau’s net worth is estimated to be $7.2 Billion.
 

How old is Joseph Lau?

Joseph Lau was born on January 1, 1951, and is currently 72 years old.
 

How tall is Joseph Lau?

Joseph Lau’s height is Unknown.
 

Summary

Joseph Lau is a Hong Kong real estate investor who is best known for owning a 61% stake in Chinese Estates Holdings. Lau is one of the richest people in China.

Lau’s unique art collection comprises his red wine collection of 10,000 bottles. He also has famous paintings such as Paul Gauguin’s “Te Poipoi” which is worth $39.2 million. 

As of September 2023, Joseph Lau’s net worth is estimated to be roughly $7.2 Billion. 

What do you think about Joseph Lau’s net worth? Leave a comment below. 

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